hopeless

[MandyBueno]

hi! Just wanted to vent a little. So, I've been dealing with this situation it's gonna be 1 year and a half. Me and my husband lived in apartments for almost 3 years. Then we decided to move in with his parents in hopes to save money for a house. We have been both hoping for the house market to change, but nothing within our budget. We pay his parents an amount to live in their basement. His folks are nice , but I'm at the point that I want to move out. I want my own space. Also today I got mad 1- because me and my husband did the math and there's nothing out there for us, nothing we can afford comfortably. 2- he shares our financial situation with his dad ( I don't like it). I already feel like we have an odd marriage since we live in the basement , all of our good and bad times are seen by his folks ( vice-versa) . Sex hasn't been the same either. I'm always very self-conscious and don't want them to hear it. We hope that after the elections we might see a change in the economy but honestly I'm not that hopeful no more. I do not work since I am a full time student. I want to become a dental Hygienist and secure a good financial freedom. My husband does not get paid bad. It's just that the economy does not help and when it was finally our turn to buy a house.... well, the prices are outrageous! This is a little vent. We hope to be out of his parents basements by spring ( 6 more months to go) and I told him if house prices are not good, then back to renting, don't care anymore.

[Windsorgardener5087]

Hi, I hear your frustrations with your living arrangements and financials. Unfortunately the financial situation is the same in Australia.

I hope you can stick to your plans and find the house for you, to make it your home.

[BrooklynJ]

Hi. So I signed up for this group per my therapists recommendation so this is my first post ever. Kind of nervous. I chose to respond to you as things are rough out there. The housing market is out of control and as everyone can see there are so many apartment complexes going up there are not too many homes for purchase. Living with parents has its challenges. My dad lives with me as I am his caretaker. It is very nice of your in-laws to let you live with them but I do understand the limitations. I am 59 years old and have experienced more than I would have liked to in my life. My suggestion is living in an apartment is not a bad thing. Owning a home is nice but there is a lot that goes into it. I would think living in an apartment would be easier. Less things to fix and more time on your hands. It might not be a bad thing and your hubby sharing finances with his dad is not cool. That does have to stop. Think positive about your situation as you are a young couple just starting out.

[MandyBueno in reply to BrooklynJ]

hi! Thank you for your reply! That's exciting that this is your first post ever! I hope you enjoy the community as much as I do haha. Thank you again.

[Arymretep in reply to BrooklynJ]

Hi, I agree with Brooklyn , home ownership is not as easy as it seems especially as you get older, with all the responsibilities it entails, we have just had to replace our central heating boiler which cost over £5,000,!

Life is what you make it, are you able to save at all while you are living with his parents, maybe get a part time job to help with the savings pot? Good luck 👍

[Eggy386]

my boyfriend and I couldn’t afford our apartment any longer this year due to me being on unemployment, and we moved back into our respective parents’ houses apart from each other. And that’s been really tough so I can relate a bit to the living at home situation. I’m still trying to be comfortable in my parents house and it’s been 3 months.

But I also wonder if we’ll be able to ever afford our own house like you said even if we had decent paychecks. My sister and her husband are qualified for up to $400,000 including $50,000 in savings and are still having a hard time finding a place where they want to live (upstate NY) that doesn’t require a lot of fixing up..

I also hope the housing market changes soon

[MandyBueno in reply to Eggy386]

Hi! Thank you for sharing. It sucks that we are all on the same boat. I'm about ready to break down crying whenever I hear people saying that they got their homes for like 240K I'm like : What?????? Just like your sister we are also qualified for that amount, but literally all the houses we can afford comfortably we will have to put at least 50,000+ into it to make it livable 🤦🏼‍♀️

[Eggy386 in reply to MandyBueno]

It’s crazy. My parents bought their current house for I think $250,000 back in 2014. It was expensive for them at the time with their salaries, but the house didn’t need a lot of work thankfully. Can’t find that now!

My boyfriend has spent a lot of time thinking about just buying land and building one of those tiny homes. Seems to be our only option to have our own space