I wish I could say that things are ok.

[Believeinyourself123]

Life is just hard. I do accept partial responsibility for this situation I am dealing with. Basically, I have been using my Mom's vehicle for work (its her business vehicle). Now she is about to sell her business and although I want to buy it from her. I cant seem to get approved for a loan. Part of my pay is under the table which I know that I cant prove my income with lenders. I can get approved with a cosiner or a big down payment. I need to find something fast or maybe if she will come around. Depression has been bad. I often feel like I am stuck between a rock and a hard place. Life can be frustrating. Yet what do I do when I cant get a loan and in her mind I should be able to. They do have the flexibility to help me but they are very stubborn. I dont expect it to be given to me but it would help.

[Bezel75]

That’s a difficult situation. Perhaps share the loan denial paper trail or bring your mom with you to the bank to apply for a loan so she can understand why it is unlikely for you to get a loan on your own. What ride alternatives do you have? Look at the resources available to you and see if no car options will work.