It's a big problem and I like to think I'm doing OK regarding the various con artists out there, you have to have your wits about you, it seems the endless phoney telephone calls are an easy way to try and relive your pockets of money, and these " people " have no conscience, unscrupulous and have no emotion when conning people, and the erosion of money being forced upon us via the government and banking institutions isn't going to help.
We are treading a slippery path, and the phasing out of money in favour of digital currency is a worrying thought, computers crash , and supposedly never make mistakes, and having AI will only cause more ways to scam people, the younger generation are quite happily tapping their phones to make payments, our local taxi firm " offers " you to pay by card, yep 50 p for this transaction and a company makes even more money for this privilege.
Perhaps the whole digital currency thing should be delayed until all us older folk have popped our clogs, maybe 20 years or so as I'm sure most people aren't totally clued up with some technology , they say everything is to make our lives " easier " but in realty we are loosing our identity, facial recognition, biometric passports, data harvesting is the new " Gold " they'll be lack of human contact with official departments , even the DWP are using certain technologies to see if you are entitled to claim, and the algorithms are failing individuals already, the government will " sell" you the digital currency as a be all and end all to improving your life,I've managed my life so far without any technology as such, but i doubt it will solve our problems, but will make certain companies and individuals extremely rich , but you won't be able to see them as they'll be hidden from human eyes, but will you understand why we are being ushered into this world of secrecy , no because the computer says no !