Refused insurance again!: I can't believe it I have... - LUPUS UK

LUPUS UK

32,249 members28,608 posts

Refused insurance again!

Paula1968 profile image
5 Replies

I can't believe it I have been refused life insurance again. I'm so upset. I tried to get insurance through a broker this time but all insurance companies said no!

They said I can write and ask why, on this occasions I'm going to write. Because I have never done that before.

I think is because of the renal involvement but I'm not sure :-((

Written by
Paula1968 profile image
Paula1968
To view profiles and participate in discussions please or .
5 Replies
janiceray profile image
janiceray

Lupus U/K may be able to supply you with a few Insurances

Good luck

Amethyst profile image
Amethyst

Hi Paula 1968, you didn't say what you wanted he insurance for but I have renal involvement and have had good travel insurance from the AA and the RAC. I gave them full details and they were better than the ones suggested in Motability. Hope that helps

Paula1968 profile image
Paula1968

It's life insurance I want. In case of death! I have a family to look after if anything happens to me! I have holiday insurance thanks.

Janice this attempt was through a suggested lupus uk person thanks :-(

Lupylass profile image
Lupylass

Hi Paula. Definitely ask the insurer to explain. Some will write to you directly, some may choose to explain via your GP who can hopefully explain it to you more easily. If you have any questions or if your GP thinks they've misunderstood you can appeal.

It's also worth asking them if they might consider you in the future, if for example your renal function improved (I'm just using that as an example but of course don't know if that might be a factor). Sometimes insurers decline you for insurance but if your condition improves and stabilises in the future they might reconsider.

It's also important to understand that being turned down for insurance doesn't necessarily mean that your health is dreadful. Insurers only accept up to a certain level of risk and you'd be surprised how many people don't fall into the acceptable category.

Good luck and I hope you get some answers that help.

charlie007 profile image
charlie007

I tried to get Insurance a number of years ago,I tried again and was refused I did ask the broker why,and was told that when you try and get insurance and are refused as I was that you kind of black listed as high risk and information is passed to other companies.I tried on another occasion and was also refused.Sorry for the bad news

Not what you're looking for?

You may also like...

Critical Illness Insurance

Does anyone have any experience of making a claim against Critical illness Insurance for their SLE?...
MargaretGail profile image

LIFE INSURANCE??

Hi everyone I just wanted to know if anyone knows of any insurance companies that I might be able...
esky profile image

Lupus travel insurance

Hi Not sure if allowed to post... I'm due to take my 1st holiday abroad since being diagnosed...
MOOG144 profile image

health insurance

Hello! Loving this new app a lot easier then having to log in the browsers I wanting to go...
Jess_doyle profile image

Post Motability Car Insurance

Having moved from DLA to PIP (standard rate for both living and mobility), I am losing my...
maurice1 profile image

Moderation team

See all
Debbie_kinsey profile image
Debbie_kinseyAdministrator
chelseawong profile image
chelseawongAdministrator
michaellasmith profile image
michaellasmithAdministrator

Top community tags

Content on HealthUnlocked does not replace the relationship between you and doctors or other healthcare professionals nor the advice you receive from them.

Never delay seeking advice or dialling emergency services because of something that you have read on HealthUnlocked.