We’ve seen lots of discussion on the community about travel insurance. For anyone with a heart condition that may need some guidance on insurance, here’s everything you need to know.
Where can I find travel insurance?
Holidays are supposed to be relaxing but it can be frustrating to sort out insurance when you’re recovering from a heart attack or heart surgery, so – the BHF has put together a list of insurance companies who may be able to help you find a suitable travel insurance policy:
How do I answer the medical questions for insurance quotes?
It’s a good idea to talk to your GP before purchasing an insurance policy as they’ll be able to help you answer the medical questions.
As I’m sure some of you will know, the health declarations that insurance companies ask for are often very detailed, particularly about your past and present health conditions and medications. It’s really important to declare all your past and present health conditions. If you leave out important information this could result your claim being refused…the less holiday drama, the better!
What if I can't find travel insurance?
The British Insurance Brokers’ Association (BIBA) may be able to help if you’re finding it difficult to get travel insurance: biba.org.uk/CustomerHome.aspx
What if I have a complaint?
If you have any complaints or think you have been treated unfairly as a result of a policy claim, the Financial Ombudsman Service is there to help you: financial-ombudsman.org.uk/
There are some insurers who specialise in providing life insurance for people with health conditions. We don't work with any of these insurance companies and can't guarantee that they will offer insurance to everyone: bhf.org.uk/informationsuppo...
Travel insurance is always a hot topic so here a few threads on the community you might also find helpful: