Hello: So im declared bankrupt, opened... - Mental Health Sup...

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Hello

Wanttobehapppy profile image
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So im declared bankrupt, opened up a new account as per instructions from cab this got closed down because of the bankruptcy couldn’t get wages payed in just bounced back, so opened up another one seems ok but cant take money out no card and bank holiday so i dont know if wages has gone in to this one. Need the card to login to internet banking and to set it up. Not holding any hope this account will close down or not if so its the credit union.

Lost my driving license for a year because i had a fit during my last overdose so no car to even get my self out off the house to escape my overbearing mother, the mental health nurse had a duty to inform the dvla, i understand why and yes its my fault so after no sympathy I understand why like i said, my mum wants to know everything im up to even typing this i cant do with out her saying what you up to just want some privacy, cant make a phone call and she’s hanging around listen in spoke to the crisis team had to go to three different places in the house and every time she pops up im 39!!!!!!!, wanted a lie in this morning she went into my room to wake me as ‘I’m normally up by now’ spoke to a friend earlier ands she’s there, cant even go out on my motorbike to ‘escape’ and take my mind off things like i used to, cant even go and hit some golf balls at the range another thing i used to do to get away to far away, yeah i could go for a walk is that all ive got now!! Walking.

Have a guitar but this has to go has its classed as a asset so cant do that to detract myself, maybe able to make a cash offer to the OR but need someone to pay it for me as per instructions, also have to lend some money from someone, and the motorbike will be taken but as i cant ride it then no point in having it, im at my wits end and i dont know what to do with myself.

Went to stay at a friends house over the weekend which to be fair was liberating but have to go home at some point. Can’t live at any of my friends they all have kids or no room dont want to sofa surf, now im bankrupt wont be able to rent without someone to be a guarantor.

So all ive got is a ipad which im using to type this, only so many films i can watch, and Facebook I despise, only so much i can surf the web.

So ive taken a few extra diazepams just to calm me more than i maybe should of taken i be fine no need to worry anyone just need the days to go by as quickly as possible.

Tomorrow is gonna be busy day taking to various people regarding my bankruptcy returning car as its on finance. Won’t have anything to pay on it but stressful all the same.

Just want everything to be over

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Wanttobehapppy profile image
Wanttobehapppy
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3 Replies
hypercat54 profile image
hypercat54

As far as I'm aware you are legally allowed to have a bank account but you must declare your bankruptcy first. I don't think a bank can turn you down. Ok you won't get a card or an overdraft or be able to buy anything on credit, but that won't last forever. Is it 5 years or something similar? x

Wanttobehapppy profile image
Wanttobehapppy in reply to hypercat54

That’s the mistake i made with the Lloyds account, hopefully the nationwide one I opened and told them i was bankrupt will be ok

hypercat54 profile image
hypercat54 in reply to Wanttobehapppy

Wel if they agreed to open an account on that basis it will be fine. x

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