Holiday insurance??

[LolaBow]

Hi all, I have holiday insurance with my bank, I rang them last year to update them that I had fibrosis of the liver and they said everything stays the same on my insurance, fast forward a year and Consultant says I now have early stage Cirrhosis, I haven't informed the insurance of my new diagnosis, but I've now booked a couple of holidays abroad for this year. I'm not sure whether to risk leaving it and leave the insurance the same or let them know ? I was thinking if i had to go into hospital abroad ( say for a broken leg) would i still be covered with it not being my liver.. I went on staysure insurance to get a quote and it was quite pricey for a year insurance. Any thoughts on this ??,

[Millie09]

Hi lola , I have a few holidays booked , I go through a company called 'paying too much " for my travel insurance they covered me last year and this year with full disclosure £60.single European trip, what i would suggest is speaking to your hepatologist team ,that's what I do regardless ,once I'm given the all OK to fly I'm more relaxed, I did notice from a previous post you mentioned having low platelets? That's an indicator of a risk to bleeding , im sure all will be fine but it's best never to leave things to chance . Best wishes linda x

[LolaBow in reply to Millie09]

Thank you for information, I'll check out the insurance company you went with. Kind Regards

Tina x

[Millie09 in reply to LolaBow]

Most welcome Tina x just look them up online, they are a medical travel insurance that finds the best deal tailored to you .. hope it helps

[McEwan1962]

Hi, I too have holiday insurance as a benefit with my bank. I pay £126 additional annually for worldwide cover. I am 5 years post tx with hypertension. I would ensure that you have it in writing/emails that there is no extra charges for the medical information you have given them. Hope that helps👍

[Jaxxy8]

Have you tried to get a quote elsewhere? I used travelinsurancesaver.co.uk and it was really reasonable. I can’t actually recommend their claims service etc as I never claimed but maybe worth shopping about. I know you do have the banks one but another one (thats reasonably priced) with everything disclosed may give you peace of mind xx

[Allotmentlotty]

hello.

I have travel insurance with my Building society. Does this cover health as well. I’ve never really looked into it. Wondered if it was similar to yours. X

[Kingbilly3]

Hi I was diagnosed with cirrhosis march 23 had internal bleed end of Jan 24 and no one will insure me a year till after the bleed, am going away in march and paid £125, I declared everything which I don’t think is bad considering no one would insure me before

[ThreeSmiles]

Hi LolaBow

Just make sure you aren’t awaiting any significant test results or referrals. The companies I tried wouldn’t insure me if I was.

Also - and I found this really odd - my bank would insure me for all of the 12 conditions I had to declare except anything to do with my transplant. So basically I felt I had to insure elsewhere. In any case now I am 70 the bank stops their “free” insurance.

Good luck

Miles

[gpowner]

Millie09I am in the same position as you.

I received an extortionate quotation from Staysure so I went online and I have insured with Total Protection Insurance. This company take on board medical conditions and are very well priced. I am paying a fraction of the Staysure quotation. I would call them and tell them about your diagnosis and you will be pleasantly surprised.