Holiday Insurance: Hi New member had a... - British Heart Fou...

British Heart Foundation

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Holiday Insurance

Grumpy-1 profile image
21 Replies

Hi

New member had a pacemaker last week - Thank you NHS

Always enjoyed travel

Dose any body have any experiance how much my renual costs will be on anual Travel insurance any recomendations on companies to try

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Grumpy-1
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21 Replies
Tos92 profile image
Tos92

Hi Grumpy,

If you go on Comparethemarket.com they will give you comparisons and a breakdown of different travel insurance providers and plans. I am personally with Staysure however, everyone has different conditions so my plan would differ to yours and that would affect the cost of the plan/cover.

Also keep in mind that anything currently under investigation or awaiting diagnosis is likely to be uncovered.

All the best.

Tos

Grumpy-1 profile image
Grumpy-1 in reply to Tos92

Tos - Thanks I get everyones different, just trying to get a benchmark - With Aviva for decades - Reluctant to use comparison sites as i see the small print as THE BIG TiCKET Stay Sure get good press on the site

After asking question

BIG win spoke to current annual provider Quote "Only advise of chages at renewal"

So travel on medical advice

Tos92 profile image
Tos92 in reply to Grumpy-1

I understand. I couldn’t advise on what the cost would be for someone travelling with a pacemaker. The other popular ones which I see on here for travel insurance is All Clear, Admiral, and Vitaly.

I’ve personally not had a “bad” experience as such with Staysure and have had to use them to claim back twice and gotten my money back.

Davidc1075 profile image
Davidc1075 in reply to Grumpy-1

You are so being ill advised you need to report any significant changes during the term of your insurance. Please notify that you have a pacemaker and get them to confirm in writing otherse if you make a claim be it unrelated they could void the whole of your policy and any claim.

Grumpy-1 profile image
Grumpy-1 in reply to Davidc1075

Point is i tried - called them and they stated three times

They were not interested until renewal - Noted time and date of call

Grumpy-1 profile image
Grumpy-1 in reply to Grumpy-1

Just been through the policy line by line "Thank You"👍

We are covered for exsisting trips booked before symptoms presented

If we book a new trip the we are not

Imagine that an Major insurance/Financial provider Call centre not knowing the facts 😂

Use a comparison site for travel insurance with pre existing medical condition and then take it from there. Or talk to a local insurance broker. We are all different, insurance duration, what conditions we have, age, where we are going etc etc, and so it is important to do your own research. So just because someone on here has has a good deal with one insurer doesn't mean someone else will.

Grumpy-1 profile image
Grumpy-1 in reply to Lowerfield_no_more

Thank gives me some idea's

Hanibil profile image
Hanibil

Give Avanti a try, very good.

Grumpy-1 profile image
Grumpy-1 in reply to Hanibil

Thanks

Traveldreams profile image
Traveldreams

I looked at an anti, stay sure and all clear plus a price comparison. Was easy after my post op (mitral valve repair) to get insurance. I found annual insurance to be a much better deal than single trip but changed my mind about trip to USA after seeing how much it cost. You can also opt to pay a fee with the specialist insurance companies to cover other people travelling if cancelled due to your heart problems.

Traveldreams profile image
Traveldreams in reply to Traveldreams

Avanti *

Grumpy-1 profile image
Grumpy-1 in reply to Traveldreams

Only travel with wife and joint policy but thanks for steer

Tadpole16 profile image
Tadpole16

hi,

I have several medical conditions: a blood clotting condition. I’ve had dvts , pulmonary embolisms in lungs. A heart attack and stroke )TIA) plus atrial fribulation. I use staysure as I’ve found them the cheapest so far, my insurance has gone up after each condition diagnosed so have shopped around but not found a better quote elsewhere .

Grumpy-1 profile image
Grumpy-1 in reply to Tadpole16

Logical hope things stabilise

TedSpaniel profile image
TedSpaniel

We have travel insurance included on our bank account. A quick call and £152.00 and they extended the cover. Poss cheaper somewhere else but we were happy to have everything in one place.

Grumpy-1 profile image
Grumpy-1 in reply to TedSpaniel

Get it have use the Avia multi policy discount - Although Find insurance companies price new customer beter although - Not sure on this one price is king

Thanksnhs profile image
Thanksnhs

Hi I use insurancewith.com they specialise in pre existing conditions. I hope you get your insurance sorted and have a fab holiday. Char

Grumpy-1 profile image
Grumpy-1 in reply to Thanksnhs

Thanks

Savingmyself profile image
Savingmyself

Hi. I booked existing medical insurance with Cover for you , but as mentioned, please do a comparison, my choice is compare the meerkat, if you do go ahead you also have a year of benefits ! Good luck x

Choccie55 profile image
Choccie55

InsuranceWith.com specialise in travel with a medical condition.

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