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British Heart Foundation

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Medical travel insurance

Tinpot profile image
14 Replies

I’m going on a cruise in September I have travel insurance with my bank , but am no longer covered as I had a heart attack in March of this year. And wondered if anyone has any cheap quotes for travel insurance thanks :)

John

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Tinpot profile image
Tinpot
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14 Replies
sue2002 profile image
sue2002

We use Insurancewith. We both have health issues and they always work out cheapest. We do phone them though rather than doing an online quote.

Tinpot profile image
Tinpot in reply tosue2002

Thanks

IanMK profile image
IanMK

Have you looked at the Pinned Post regarding Travel and Life Insurance on the right of this page?

stevejb1810 profile image
stevejb1810

Loads of posts on this site and BHF have pinned some posts to the opening page as well. I used a search site (Compare the Market or Money Supermarket - can't recall which) and got loads of quotes. Be aware that your quote will be higher than you are used to and if you are still under investigation, you might find it hard to get insurance at all

jobe1968 profile image
jobe1968

I have the same type of cover. I notified them and they added a premium of £120 to cover blocked arteries CVD etc.

Seemed the cheapest and was hard to get cover from other company’s.

I advised them I had a MI and had a stent fitted.

They seemed fine. I was very specific to ensure they understood my condition to avoid problems in the event of a claim.

Mike

Orangepeel60 profile image
Orangepeel60

Had the same thing John. My travel insurance went from £62 to £850 following my heart attack.

I have gone with Staysure for an annual policy £362

sandrann profile image
sandrann

Hi there Tinpot.. I'm with insure and go and my policy covers cruise..and they know all my medical history.

MichaelJH profile image
MichaelJHHeart Star

If over 50 then StaySure are very competitive!

kefalonia1 profile image
kefalonia1

lnsurancewith l found is the best and cheapest.

Doseyokel profile image
Doseyokel

My bank account has associated world wide travel insurance. I went through a new medical assessment after I'd been diagnosed with angina and the condition treated with 4 stents plus the 'usual suspects' of medication, a supplement of £180 was made for the following year. This covered us for a cruise which we had booked before my condition was diagnosed.

When I renewed for a second year and informed them that my condition had been stable, much to my delight, the additional cost was removed. This has continued for subsequent years so the travel policy now only costs as much as for someone who does not have any cardio condition.

So I would suggest you check if the travel policy which you have operates in a similar way as that could prove less costly than needing to buy new insurance cover.

Hearthappy profile image
Hearthappy in reply toDoseyokel

Be very careful, we had insurance via bank and my husband answered questions honestly but was later told that as a sequential batch of treatment under a consultant counted as ‘two procedures’ and he’d only declared one he wouldn’t be covered again - consultant agreed with my husband but insurers have different ideas.

Stigtroll profile image
Stigtroll

Insurancewith very good

Malaga88 profile image
Malaga88

Hi Insureand Go,Get a Quote ok.

beardy_chris profile image
beardy_chris

I found medicaltravelcompared.co.uk/ easy to use and very reasonable. (Your mileage may vary, of course!)

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