ILR Travel insurance : I have recently... - British Heart Fou...

British Heart Foundation

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ILR Travel insurance

DI_Diablo profile image
11 Replies

I have recently had ILR fitted after TIAs over 9mths ago. I have high BP which is medicated. Coming up to big birthday and would like to travel to Europe. Any advice on who's the best travel insurer

TIA

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DI_Diablo profile image
DI_Diablo
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11 Replies

This crops up regularly on here. My advice to anyone looking for travel insurance especially where they have pre-existing medical conditions is to do your own research. We are all different, age, what medical conditions we have, gender, where we are going and for how long etc. So just because someone on here gets a good deal with Avanti, Allclear or Staysure for example, doesn't mean everyone else will. And if you are awaiting investigations or tests some providers may decline which will make your choice restricted and others will charge you more. So find a comparison site for travel insurance with pre existing medical conditions and take it from there, or talk to your local insurance broker.

This is also helpful

moneysavingexpert.com/insur...

cariad67 profile image
cariad67

Hi I was in the same predicament a year ago & had a quote ranging from £1200- £1700 off some insurers, as my husbands in remission from stage 4 cancer & i have a block in my heart & have had TIA's & lung surgery etc "the list goes on!" anyway we were going to Canada & New York ... got advice off the cancer research guys & got insurance for £280!! with a place called "paying too much" , ill never use anyone else they're fab ! hope this helps .

DI_Diablo profile image
DI_Diablo in reply to cariad67

Thank you for your advice. Will try them. Much appreciated

cariad67 profile image
cariad67 in reply to DI_Diablo

No problem ... :)

Hanibil profile image
Hanibil

Try Avanti I find them excellent

DI_Diablo profile image
DI_Diablo in reply to Hanibil

Thank you

devonian186 profile image
devonian186

If you use justtravelcover.com you will get a large number of quotes instantly. If you save them and don't buy immediately you will often be offered a 10% discount.

Scotsman53 profile image
Scotsman53

Sorry but I believe that an ILR (as I had before getting my pacemaker) is considered an on-going investigation of undiagnosed symptoms and so you won't be able to get cover.

mozart27 profile image
mozart27 in reply to Scotsman53

I read something along these lines before my wife had an ILR recently. However, once she had had it, we contacted our existing travel insurers who accepted the risk for a modest addition to the premium.

Traveldreams profile image
Traveldreams

don’t forget that when you check trustpilot or similar, most reviews relate to the ease of purchase or price. Dig deeper into who pays out without too much issue. Speaking from experience!

GCWhits profile image
GCWhits

You can definitely get travel insurance with an ILR. I got mine with Staysure - it was about £80 odd for a week in Europe, which I thought was reasonable.

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