Still Struggling with a Full Plate - Anxiety and Depre...

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Still Struggling with a Full Plate

Stillstanding53 profile image
8 Replies

I wish I could say that I have a positive update to the numerous situations I'm dealing with, but I don't. Sometimes I'm amazed at how I manage to get up everyday.

As for the situation with my ex-employer.......I got a letter from his attorney on May 3rd. demanding payment of $35K by June 15. Half to be paid May 15th and the remainder on June 15th. No supporting documents were provided. My criminal attorney called the lawyer this past Tuesday, asked for a call back and to provide proof of their claim. So far, no word at all. Not sure if that's a good sign or not. The anticipation of what will happen and the waiting is causing a tremendous amount of anxiety. This ex-employer is guilty of defrauding the IRS of nearly $500K and there is proof. I did bring this to my lawyer's attention. Perhaps that might give me some leverage. Not sure.

The job search is quite frustrating. I probably spend several hours each day searching job listings with no luck so far. Unemployment runs out October 12, 2024 and time goes fast. More anxiety. I even signed up for webinars given by AARP for workers over 50. Seeing that I'm 70, I have an uphill battle to navigate.

I decided to file Chapter 7 Bankruptcy, however my lawyer can't officially file until August 1st. because they look at your income for the prior 6 months and I was still working prior to April 11. He wants to wait until I have a solid 3 months of reduced income, so the bankruptcy trustee won't have any issues. So I'm doing my best to keep creditors away. Once again....a huge amount of anxiety.

My car lease is up in August and I will not be able to lease another car because my credit score has taken a sever nose dive. Even purchasing a car will be difficult. So I spoke to the dealer and I'm going to try to buy out my current vehicle, which I prefer. I know I may very well have an issue with that also. Just another thing to worry about.

And I'm dealing with all of these issues totally on my own with no support system. Some days I feel empowered and other days I feel totally defeated. Today is not a good day. I am overwhelmed and just want to pull the covers over my head. Given all that I'm dealing with, some would say that I'm doing incredibly well. I don't feel that way. And I forgot to mention that I also have to continue some preventive chemo treatments because my oncologist didn't like how my latest tests came back. When is it enough already? In 70 years I surely have overcome more obstacles than most.

I never thought my "senior years" would look like this.

Any encouragement would be most welcome.

Thanks!

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Stillstanding53
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8 Replies
PersephoneGreen profile image
PersephoneGreen

Hey you are still standing (sorry I had to I love that song) after everything, it shows your strength and resilience. It sounds like despite the lack of support you keep persevering. There is something to be said about that, you must be doing something right. You don’t necessarily have to be overly positive but try and find something good in the situation and hold onto that or try to find meaning in what is happening. You never know how things might turn out in the end, read The Story of the Chinese Farmer.

Cookie2217 profile image
Cookie2217

You are very strong and resilient in the face of adversity. Always remember that and know your worth! You are worthy, you are enough and you are fearfully and wonderfully made by God and he makes no mistakes. Keep on keeping on as they say. There are alot of unknowns for you right now so no wonder you're feeling anxious. Try the 567 intentional breathing technique. Breathe in for 5 seconds hold it for 6 seconds and then breathe out for 7 seconds. This will automatically make you feel relaxed immediately. Let me know how you're doing ok. Hang in there you can handle what's going on with your ex employer. I resigned from the state in February of 2023 as they sick shamed me and they go after people once they turn 50 cuz they don't want to pay your full pension benefits and try whatever tactics necessary to get you out. The work environment became extremely toxic to me and I said enough is enough and left. I went on unemployment until it was exhausted and unfortunately there were no extensions due to covid mandates and now I live in my sister's basement so the only place I have left to go is up from here because last year brought me to my knees. I would have been homeless if it wasn't for my sister Maureen. I would up takinv my entire pension out because my car died and I needed to get to my new job and I am looking to move to Florida in September and it's both exciting and scary at the same time because I'm leaving behind everyone and everything I've ever known to start a new adventure in our lives. We have a friend down there in Naples and my husband's cousin is in Punta Gorda where we will hopefully be living to help us with the transition to that famous Florida lifestyle. I won't have a nest egg in retirement anymore but it's worth it to me to be able to move and never be in this predicament ever again.

Stillstanding53 profile image
Stillstanding53 in reply to Cookie2217

I know you are only trying to be helpful and believe me I appreciate that. However, the one problem that I have is that there is very little to look forward to. I don’t have a pension to fall back on only Social Security payments and that is not even enough to pay my rent. And unfortunately, I can’t afford to move. job prospects at my age are slim to none and even though I keep looking, it’s quite disheartening. If I only had one thing to deal with, that wouldn’t be so bad, but I have a half a dozen things to deal with all very stressful. So breathing in and out and trying to relax really isn’t doing it and I’m at a loss right now. I know that I am strong and resilient, God knows that as well. However, I feel that I have been given too many trials and tribulations to deal with and I’m just totally worn out. Can you understand what I’m saying? I am happy that you have something to hold onto and something to look forward to. And also that you have a partner to share that with. I don’t have that luxury unfortunately. I often wonder how I wound up in this position and totally alone. I’ve been good to people in my life and have helped others and now that I need the help, no one is there . Please try to understand how devastating that is.

Craigliving4Jane profile image
Craigliving4Jane

StillStanding— you are AMAZING!!!

I’m 67 and have had some trials but nothing in comparison to you. I thought I was tough but you are “tougher than nails”.

Stillstanding53 profile image
Stillstanding53 in reply to Craigliving4Jane

Thank you for your post. We all have things we have to go through and to each of us it’s very difficult. I pray to God that I’m tougher than nails because things right now are very rough, but I don’t give up easily.

Cookie2217 profile image
Cookie2217

I can totally try and relate to what your saying to me. I'm sorry if I came off as all happy go lucky when your still suffering so badly with so many obstacles in your way. You sound like your a very loving giving person that has been there through others trials and tribulations and the fact that no one is there for you now that you need support totally sucks. I'm so sorry to hear that and feel for you. I will be praying for you that God brings your through this very tough period in your life. Wishing you peace and well-being.

Stillstanding53 profile image
Stillstanding53 in reply to Cookie2217

You don’t need to apologize for anything. I know you only have good intentions and thoughts for me. And I know everything is not perfect for you as well however, there is a light at the end of the tunnel for you and for that, I’m happy. Thank you for reaching out again

Cookie2217 profile image
Cookie2217

Awh thanks. I appreciate your words! Yes my intentions were definitely true. Please keep in touch with me from time to time if you would like to as I want to know if things begin to look up for you as well. Praying that God holds you close. Take care of yourself. ❤️

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