Life insurance ??: Good afternoon, lovely sunny Sunday... - NRAS

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Life insurance ??

Dave74 profile image
Dave74
ā€¢8 Replies

Good afternoon, lovely sunny Sunday here in Norfolk? šŸŒžSo my partner and I have finally moved, but I'm struggling with getting anyone to accept me for life insurance to cover my mortgage as I have RA and have had lung surgery?....

Has anyone else had this happen, or know of any companies that would provide cover from experience??

It's a real pain in the bottom and I just want to give her some security?

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Dave74 profile image
Dave74
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8 Replies
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TheBoys profile image
TheBoys

hi

Iā€™ve RA; have had cardiac issues and a history of lung issues. I went with ā€œInsuranceWithā€. I found their sign up process very fair so took a high excess and an annual policy for Europe. They gave me a reassurance the others couldnā€™t.

AgedCrone profile image
AgedCrone

Have a look on Money Supermarketā€¦they have info on insurance companies who cover people who have nealth problems who need all sorts of insurance,

Dave74 profile image
Dave74ā€¢ in reply toAgedCrone

It's a nightmare they all say they will but when you apply with them they say sorry your not eligible after about half hr of questions!! šŸ˜¤

AgedCrone profile image
AgedCroneā€¢ in reply toDave74

0n the off chance ā€¦..you tried the British Lung Foundation?

They might have some info 0300 222 5800

Leics profile image
Leics

Iā€™m unable to get life insurance too I tried when we moved house two years ago yet my husband was accepted even though he had skin cancer about five years before but luckily there hasnā€™t been a recurrence. My GP filled in the insurance form which I read through and it was very fair and my risk isnā€™t that high in my opinion but nope canā€™t get it so I put some money by every month instead. Iā€™m pretty sure that half the time itā€™s down to whoever is looking at the forms doesnā€™t have a clue about your condition so itā€™s easier to say no than ask questions. Good luck. Holiday insurance is much easier lol.

HappykindaGal profile image
HappykindaGal

Have you tried LV? I went through a broker who does my personal and business insurance so accesses all the market. . He's in Norwich, as am I, so local to you now. Message me if you'd like his details šŸ™‚

Dave74 profile image
Dave74ā€¢ in reply toHappykindaGal

Oh yes plz! šŸ˜Š

HappykindaGal profile image
HappykindaGalā€¢ in reply toDave74

Will ping it over in a message

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