Travel insurance advise: We want to travel to New York... - NRAS

NRAS
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Travel insurance advise

taji
taji
23 Replies

We want to travel to New York I've tried a couple of insurers but they won't cover me due to my RA. Anyone know or have used a company I can contact. Thanks

23 Replies
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Barrister

I use All Clear travel insurance. Very easy, online application form but I have also called and done it over the phone with no problems. I've never had to claim so don't know how that part would go but as long as you include everything you want to be covered for, I can't see there being any problem. Also another company I've used for my son who has psoriasis is StaySure. Hope this helps. Clemmie

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taji
taji
in reply to Barrister

Many thanks

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calflo

I have my insurance with my bank account LLoyds TSB platinum. I advised them of my RA and they noted it and said it didn't matter!

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hatshepsut
hatshepsut
in reply to calflo

Hi, caiflo, don't want to worry you, but I had a friend with insurance through her bank, she had been told it was ok, but when she did have a claim, they refused to cover her. You need to check with the under writers because unless it is specified you may well not be covered.

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calflo
calflo
in reply to hatshepsut

They said I was covered but I will check on Monday thank you. I am going away next Saturday and although I have been almost pain free for almost 2 years. I wouldn't want to risk not being fully covered. Thanks again x

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Kathyfitz12
Kathyfitz12
in reply to calflo

I agree with Hatshepsut - if you read any travel insurance advice column they always advise that you thoroughly check out any travel insurance given with bank accounts or credit cards. I am over 60,have had cancer & now have RA & through a broker I got world wide annual travel insurance including USA for £199 for the year. I claimed last year & they paid out promptly with no problem. Good Luck & Bon Voyage. Kathy

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calflo
calflo
in reply to Kathyfitz12

Thanks will check this out x

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taji
taji
in reply to hatshepsut

Thankd good advice

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taji
taji
in reply to calflo

Thank you

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Scottishlad

I have used Staysure for European travel. My wife has back problems, years cover for 57/60 year old couple was about £150.

Look " travel insurance with ......."

Saga also were helpful and worth a try.

Cecil

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taji
taji
in reply to Scottishlad

Thanks Cecil

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manwithnoname

Hi I use Staysure and they do cover you for RA as well as all the other elements of travel insurance. I am going to Russia in June and I just called them and told them what I needed and it was done. There web page is Staysure.co.uk or you can call them on Sales 0800 054 2226 or customer service on 088 054 2228. Good luck Alan.

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taji
taji
in reply to manwithnoname

Thanks Alan

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hatshepsut

Hi I use Insure and go, have found them very good. My contact is Chris, on 0844 888 2795, ext 6732. Email ccopland@insureandgo.com.

They are much cheaper than most other firms, and pleasant to talk to. You can do it all over the phone M x

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taji
taji
in reply to hatshepsut

Thanks

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mrsb

Aviva no issues at all just declared my RA & a couple of other health issues. Have been covered for trips to the USA.

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taji
taji
in reply to mrsb

Thank you

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AuroraB

I've used staysure - declared on line medical problems, insurance not too bad a price. Never had to claim though, thankfully.

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pineapple_head

Hello, I've recently went to Canada and got my travel insurance from Barclays. It did cost me about £50 and RA was listed. To clarify, I have never been hospitalised because of RA and only take leflunomide.

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Lulu66

I'm also going to New York and Australia later in the year and just got a years cover with Direct Line, had to phone, instead of doing it on line, but they were great.

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lizziebrush

Going to Boston in June. Got a great quote from staysure 08000542249. No problem at all with having RA

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Twitchytoes

Thanks to this thread I have just used Staysure to cover a holiday in NY for October. I first tried a company called Rock Insurance Services -whom the travel agent we are using work with - and was met by a sales assistant who put RA under heading of Arthritis. When she then asked me if I was getting any further opinions on my diagnosis or things might change I acknowledged that, in my case, this might well be so. She asked what other conditions I had or might be diagnosed with and would not accept that RA is an autoimmune disease because it isn't on her list as one - just "arthritis". She then told me she couldn't give me a policy because I had said that I suffer from several autoimmune conditions but had failed to specify which. I explained that RA and Hypothyroidism are both autoimmune conditions and she said RA is simply arthritis on her list and is not a listed autoimmune disease so she couldn't give me travel insurance!

I then read through this thread again and tried Staysure and the sales guy was excellent - asked the right questions - said if my conditions change over the year to report this to the company but otherwise I was listed as having RA and Hypothyroidism - both accepted and acknowledged as autoimmune on his list. I paid a bit more for the RA but he was very helpful and pleasant and it was all completely straightforward. He asked me where I'd heard of Staysure from and I told him about NRAS and this thread and he got my premium down a little further!

Thank-you Taji - maybe see you in New York?!

Yours, Twitchy

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Scarlet-Poppy

I haven't looked in for ages so this thread is probably old now but I used healthscreen247.com for single trip to USA which was cheaper than updating my annual European one. I also use American Express and phones them directly to cover RA. Fortunately never had a claim yet!

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