What do others on this site do about travel insurance? My partner and I both have health issues and are on medication and I always declare all this very carefully on the form as I know the companies will not pay out if they can find anything not declared. Recently I have had to contact them twice about my annual cover - once because I was told hydroxychloroquine had damaged my eyes and then again because I’d been told it hadn’t! However because I was now on only one medication (mtx) rather than 2 (mtx and hydrox) this had to be altered and they charged me a £10 admin fee!
We do declare everything for fear of not being covered but things like forthcoming hospital appointments for very minor issues just seem to bump the premium up!
What do others do? And has anyone been ‘caught out?’