Dear all,
I have never had critical illness cover just life assurance for mortgages, in the past 10 days I have been diagnosed with an MPN - due to mutation of the JAK2 gene as I am sure you all know only too well. So my question is; if I don't know the current specific condition as I am waiting for a bone marrow biopsy apt, could I apply for critical illness cover? Has anyone applied for this after diagnosis and been paid out?
Guess I always thought critical illness was just an easy way for insurance companies to squeeze money out of sensible people, think hindsight could be used here!
Thanks