How do people go about getting a loan and buying a house?

I want to get a house of my own in the county I live in. For as long as I could remember I hated my life and myself. But when I quit my last job and was at home waiting on callbacks for jobs I realized it's not me! Living with my parents was alot of why I've been so depressed for all these years. They are emotional moochers.

Yes I live at home for free. Yes I pay my OWN bills and wash my own clothes with the detergent I buy. I also give my parents $130 for grocieries and I pay the $190 cell bill including other expenses that pop up, yet they say and imply im hateful or my depressions in my head when I don't agree with them or do something they don't like. I'd rather eat Ramen noodles and cans of tuna for the rest of my life to afford a house of my own than live with them a few more years. It's to the point this home I grew up in doesn't feel like home- its just a house with people that sucks out any kind of happiness I try to get.

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I gather you live in America ??We live in the UK and our first port of call would be a Building Society or your bank. They will consider the size of the mortgage you will wish to take out to pay your monthly payments

Have you any idea and cost of properties in the area you wish to move into

Generally a Mortgage in the UK is paid over twenty five years, at the end of payment I would imagine the property would pass over to your partner and self.

Remember there will be payments you will need to pay additional to your mortgage and possiblymonies to modernise your new home to likes and

expectations

Good luck if not already you will need to look around the area you wish to live in. In the UK purchasing a new home is the most expensive property people purchase

BOB