I am off work again, having gone back part time since September. I am a teacher. I had loads of time of last year, school were very good, but after 6 months I did go to half pay. This was hard, I managed to find a cheaper house to rent and moved home...on top of everything else!! Since being back I have hardly managed a full week - 3 days - and have been off since half term. I am absolutely exhausted and spend days just sitting, I very rarely leave the house, and now seem to have anxiety and panic attacks on top of everything else. If the worse comes to the worst and I have no job, I am so worried about how I will manage financially. My pension is very small, no more than 3000 a year. Has anyone else been in this position and how do you manage with money? I am so worried it's really not helping the stress and worry.