Feeling very overwhelmed!

[CBOO1]

We booked last week to go to Athens for our in person consultation & tests. I got a breakdown today of the cost of all the treatments, tests, medication etc & I’m feeling really overwhelmed by it all. We are having to borrow the money from my mum but my partners job has just taken a turn for the worst - the joys of being self employed! And I’m just feeling the strain - we’re struggling to afford life now - add to that a load more debt & then if it does work (which I really hope it does) how would we manage with only one full time wage coming in & a baby?!!! It’s so unfair that money comes down to whether we can have a family or not! I want to do this but I feel like is it the right thing to do?!!!!

[Hidden]

I'm so sorry to hear this. We are in Spain doing our second round. I honestly hear you. Please be careful, the wee extra costs. Our clinic is fantastic and not that expensive but all the extras add up. Medication has cost us £1500 £800 for one item. We are sitting at roughly £9000 total cost it's insane xxx I wish u sooo much good luck xxx

[Hidden in reply to Hidden]

Sorry I should say £9000 per ivf attempt xxx

[CBOO1 in reply to Hidden]

Thank you for your reply, wishing you so much luck for this round!!!!

Our clinic has the option to have one round for €3000 or €4000 for 2 plus your medication, tests, scans etc. It’s all just so much & such a horrible position to find ourselves in isn’t it!! Xxx

[Hidden in reply to CBOO1]

It really is. This rounds over I'm afraid we managed to get 2 fertilise but they didn't make it. It's ok though these things happen. Our clinic cost is €4000 but it's €500 here €400 there. the hubby and I have been taking €500 worth of vitamins made absolutely no difference. But when u want something so badly u will try anything. Not trying to freak u out but u need to be as relaxed as possible don't want u to get there then get hit with a 1500 medication bill xxx worth every penny when it works though xxx

[CBOO1 in reply to Hidden]

Oh no I’m so sorry!! Where do you find the strength from to stay so positive, you’re amazing!! It would be worth every penny if it worked, I’m so anxious about everything at the moment I know it’s not going to do me any good really xxx

[Newqgirl1 in reply to Hidden]

£9000per attempt!!?! 😱

[Hidden in reply to Newqgirl1]

Yeh I'm afraid so. That's all in though. Accommodation flights all medications test etc we were €800 for one type of meds. Tests on sperm bloods really everything xxx

[Tugsgirl]

Try not to worry about how you’ll financially cope if you have a baby. Hubby worries about the same thing with him being disabled and on disability benefits and me being only part time but like I said to him, we may be poor but we’ll be happy! As long as we have food in our bellies and a roof over our heads and of course our own little family, we’ll be rich xx

[CBOO1 in reply to Tugsgirl]

Thank you for your reply. I think because all the debts are in my name & it’s my mum we’re borrowing even more from I seem to feel this pressure that my boyfriend just doesn’t - or he hides very well! He just says if we can’t pay it we can’t pay it but how do you tell your landlord that or car finance etc. I’m such a worrier anyway this was only ever going to make me worse xxx

[jengi]

Hello, the stress of money is definitely overwhelming. I worry so much about it everyday. But if it helps, I can share a few ideas with you! We’ve changed our car to a cheaper one & cut down to only one car, we rent out our spare bedroom Mon -Fri, I’ve started to sell a skincare brand on top of my full time job, we cut back on holiday and use Airbnb or house swap to reduce the costs. My hubby is self employed too which is so unpredictable. After a lot of discussion, last Nov he took up a full time paid position and still runs his own business in his free time. Life is definitely nicer that he has a steady income. I hope this gives you a few ideas. Best of luck Xx

[CBOO1 in reply to jengi]

Thank you! I’m going to look into a second income from me, what products do you sell? I’m going to have a real good sort out & try & sell some bits! Best of luck to you xx

[Hidden]

Although the cost is slightly higher in the U.K. the overall cost is much less. We did two rounds abroad and by the time you added flights, parking, taxis, hotels, dinners, extra tests in U.K. if needed etc not to mention the difficulty of getting extra meds in the U.K. and the package only covers some of the meds we are around £4000 cheaper staying in the U.K. less time involved and for us certainly much less stress.

The costs are crazy and agree it’s sad we are limited by budget. Good luck xxx

[CBOO1 in reply to Hidden]

We were given a starting price of £12,000 for 2 rounds at our clinic here & that didn’t include any tests, medication, storage - I don’t really know what it included thinking about it, it’s so hard to know what to do for the best. I agree it would be so much easier to just have it done here but I feel like if I’ve got to pay to have the treatment then I’d rather pay in another country where they’re not charging me more to cover NHS costs when I’ve not been entitled to anything at all on the NHS when I’ve worked & paid into it for so many years. I think we should all get to have one go before they start all the discrimating against some, it’s just so unfair. Someone told me today that they’re making the guidelines even tighter soon! 🙄

Good luck to you too xxx

[Hidden in reply to CBOO1]

I would check out other places for abroad that is seriously high. There are much more competitive prices. We are private in U.K. as don’t get funding either. Good luck lovely xxx

[CBOO1 in reply to Hidden]

That was the price for the clinic we went to here which is what made us look abroad. I felt like every time I spoke to the clinic here the price just went up & up - each time it was well that isn’t included so that’s another £1000 - literally every time! The worst one that got me was that the money includes storage for up to 3 days but they prefer to wait 5 days to make them stronger & more likely to work but oh no that’s not included you have to pay extra for that! It’s just a money making scheme & they play on our desperation. Doesn’t it make you sick that you don’t get anything, it does me. We don’t because my boyfriend already has a son 🤬 even though I have no children of my own. It’s really disgusting xxxx

[Hidden in reply to CBOO1]

I would look around that’s not great and not an experience we had in uk. Do a good shop round and lots of packages available also. Xxx

[LegoBatgirl]

The NHS post code lottery and costs are insane, luckily we qualify for 1 round but I think knowing it's our only 1 is putting a lot of unnecessary strain on my mental health which can't be good for the process

Keeping my fingers crossed for you x

[Aefemera]

I'm so sorry to hear that... Does the clinic give you any financing options?

Ladies, if you could let me know via DM what clinics you're going to, that would really help me... I'm going for ED in december...