Over one-fifth of those suffering from Diabetes the world over are in India and the number is swelling year by year. If left unattended it can severely affect vital organs like eyes and the kidneys, and therefore it needs urgent attention. Treatment for such complications can often burn a hole in your pocket.Protection against such an eventuality is now available for those affected by Diabetes Mellitus Type II.
Coverage Offered for Specific Conditions
Eyes: Diabetic Retinopathy requiring laser treatment.
Kidneys: Diabetic Nephropathy leading to chronic renal failure
Feet: Diabetic foot ulcer requiring micro-vascular surgical correction
Who can take this Insurance?
Any person between 26 years and 65 years of age who is diagnosed with Diabetes Mellitus Type II can take this insurance
This limit of 65 years is applicable only for initial entry in to the scheme. Renewals will be accepted up to 70 years
(Please note that persons who have already developed complications of Diabetic Retinopathy and/or Diabetic Nephropathy leading to Chronic Renal failure and/or Diabetic foot ulcer are not eligible to take the policy.)
Benefits for Type II Diabetics
The plan is a trailblazer among health insurance policies in India and Diabetes Care policies in general.
Hospitalization Cover
Boarding and room charges at 2% of the sum insured subject to a maximum of Rs.2500 per day in Class A cities and Rs.1250 per day in other locations
Nursing expenses
Surgeon's fees, Consultant's fees and/or Anesthetist fees
Cost of blood, oxygen, diagnostic expenses
Cost of medicines and drugs
Special Features
Hospitalization expenses on donor of kidney for renal transplant surgery are payable subject to availability of sum insured
Post-renal transplant complications on the insured person covered
Second transplant following failure of the first transplant covered
For more detail & those looking to avail Diabetes Safe - Medical insurance can email me at ashutosh2999@gmail.com