Travel Insurance

[Hephzibar]

Quick run down of my situation. I have gallbladder sludge and am having gallbladder out mid Nov and also have arrhythmias/tachycardia which needs no treatment, and have been discharged by cardiologist.

Staysure/Avanti will not cover me until I have had my surgery( which I understand) but will not cover my arrhythmia as having a cholecystectomy invalidates it! However if I were having a hip replacement, ( for example) they would cover the arrhythmia!!

I am angry and confused and really do not understand, but have to accept their conditions.

Has anyone dealt with this before - if so, who did they use for travel insurance?

[Bikafella]

You just have to shop around for an insurer who'll cover you. There's no shortcut. Last time I tried more than ten companies before getting one to cover me.

[jazzjam]

I haven’t, have you checked the search section to see if anyone has given any past answers. It may give you some ideas of different companies.

[Hephzibar]

Thanks for the suggestions and I will be looking further for cover, but will also be writing to their underwriters to find out why there is this anomaly. I don’t expect to change anything, but am intrigued to know their logic!!

[Devonviolet]

All Clear is the only one that will cover me with varices. Another one to try is Able to Travel they covered me when I only had a primary immune condition. But they are not cheap! Insurance companies just want to cherry pick healthy people! 😩😩😩