Did you experience this situation?

[chloe40]

Many of us are shocked when we discover our loved one did not leave

provision for their funeral. This means that we find ourselves either using our savings

or getting into debt to cover the cost.

Did you find yourself in this position? and how has it affected your life since?

Chloe <3

[kenster1 Volunteer]

my mum had nothing my dad had nothing at that time either sadly most of it was down to my sister when my dad died he`d a couple of thousand so me and my sister paid the rest. my sons grandparents from my ex`s side paid for his all my other relatives had money apart from an uncle who was a drifter and died in London in 89 or something we only found out about 8 year ago a paupers funeral he had nothing but none of us knew he died till me and my sister tried looking for him.

[kenster1 Volunteer in reply to kenster1]

forgot to add I`d hate for my Mrs or kids have to pay for my funeral so although I`ve not worked full time much in recent years still scrimped and scraped to make sure I had enough to pay for my own.

[chloe40 Administrator in reply to kenster1]

I would expect nothing else from you Kenny, but it's a strain isn't it?

<3

[chloe40 Administrator in reply to kenster1]

Sad and very stressful for you both Kenny kenster1

I can only imagine that todays prices are well beyond a lot of us. I'm in favour of these new funerals, short notice with other stipulations but a fraction of the cost around £1000 I believe, some of us may find it worth looking in to.

Chloe

[Caza]

Morning Chloe, obviously we had to pay for our daughter’s funeral but we were fortunate enough to be able to afford it. It must be terrible for folk who can’t. They don’t come cheap do they & some undertakers can be quite ruthless.

A friend of mine had to pay for her father’s funeral & when she asked her mum, her parents were separated, if she’d she’d taken out insurance or had savings, she said no, you’ll have to pay for it. They fell out badly & ended up not talking.

So I decided to take matters into my own hands & I've paid for our funerals. Two of our children could easily afford it but that’s not the point. Feel much happier knowing it’s sorted.

[chloe40 Administrator in reply to Caza]

HI Caza

Peace of mind Caza, I'm glad you have that, but why do funerals cause so many rifts between siblings.

There was an almighty row between two of mine and they haven't spoken since, so many wasted years and its always over money and possessions, terrible.

Chloe

[Caza]

Always over money. I’ve lost out on two. I decided not to contest. Can’t believe the skulduggery of some folk, dreadful. I hope it makes them happy. At least I don’t have a guilty conscience to keep me awake at night.

Well my children won’t full out over who’s paying for the funerals They know what’s in the Will so 🤞

[chloe40 Administrator in reply to Caza]

Sounds like the best way Caza

<3

[gracy225]

What a great question, Chloe! The subject is rather still rough for me to think about. Mom was very old school, and also very eccentric. Since I was a child she would state she would never leave her home to go into care and the only way she would leave her house was feet first. Of course, that's unrealistic. She never wavered and as she aged, she became quite a hoarder, although that's a whole other thing. She nevertheless did go into care. Nothing was taken care of financially, nor was the house my family grew up in signed over prior to anyone. She signed it over while in care as the bill had to be paid. I mention the "hoarding" because there was so much stuff in her house, I never had enough time to go through, things I wanted, memories for myself and son. The state took it over rather quickly. My older ( 2 years) late sister still had her bedroom basically in tact since her teen years. I so wanted memories to bring into my home especially her things. The tragedy is, at least in my opinion, all the "STUFF" all the things she (mom) bought and cherished got swept away most likely at auction.

[chloe40 Administrator in reply to gracy225]

Hi gracy225

I really felt for you, such a sad situation for you and your sister. To have the worry of not having any financial control until it was too late must have been such a burden for you.

Not having any of your treasured possessions really is hard to swallow.

Hoarding is a difficult problem to cope with, I used to cover this subject, so I do understand gracy x.t

Thanks for sharing, I appreciate it was not easy x

Chloe