Life Insurance / funeral plan

[Sherena]

Does anyone have any advice on either. I am 36 and struggling to find cover with ataxia.

[wobblybee]

My husband gave up trying to get cover for me, too complicated due to various diagnosis. Although it can be done if you’re prepared to pay.

🤔 Try looking at such as gocompare.com and search for health

[Sherena in reply to wobblybee]

I tried them, no coverage.

[wobblybee in reply to Sherena]

🤔 Google ‘Life Insurance for PreExisting Conditions’ there are several links

Search Healthunlocked for Insurance...other groups often post recommendations.

[ddmagee1]

Insurance companies sure have an upper hand, in charging outlandish rates, for those of us with diagnosed ataxia, and/or PD!

[Driven1]

Need top get all insurances in line before getting diagnosed with Ataxia. Once diagnosed it becomes a pre existing condition and is added to your policy. Best you could do is accidental death cover. That is why my children have not been tested for SCA.

[Sherena]

I got coverage with a company called hive, on the basis of it wouldn't cover ataxia directly but if I die from an ataxia related cause then I would be covered 🤦🏽‍♀️e.g. If I lose my balance and get run over it would be looked at as though I died from the accident and not because I lost my balance.

There needs to be specific coverage for ataxia, does anyone know how to lobby this!

[aburt449]

Hi , I am 37 and have been refused so many times. I am now with legal and general they helped me no end. It took a bit time but they got me a cover! I was so happy. If u want I can provide u with a phone number of a person who dealt with everything for me .

[Sherena in reply to aburt449]

That would be great thanks

[aburt449 in reply to Sherena]

His name is Ashley [phone]

[WendyBom Moderator Ataxia UK]

Hi Sherena and everyone, It looks as though you may have got something sorted already but, in case it's helpful to you, Ataxia UK has a couple of information sheets on insurance on our website. Here are links to the information:

ataxia.org.uk/wp-content/up...

ataxia.org.uk/wp-content/up... - this 2nd one is a little outdated but I think the links are current.

I hope it's helpful and good luck!

[EireAtaxic]

The issue that I have getting life insurance is that part of the tumour is still there although the medical opinion is that it may be shrinking. Despite this I have been refused 3 times. They never mentioned refusal because of the ataxia.

[Sherena in reply to EireAtaxic]

They don't refuse me as such, they just won't cover preexisting conditions. 😔 Sorry that you are struggling so much as well.