First of all Stop freaking out ! Go straight to see your doctor or psychiatrist and do all you can to save your marriage at least. Then work on becoming a better you and managing your condition, openly communicating this with your family of course. And maybe you can see things turn themselves around in.time. ☺
You've been given some excellent advice already, setting your priorities in their appropriate order and being open and honest with the people that matter in your life.
Getting your anxiety and depression treated successfully will only make everything easier and flow more smoothly. It may help erase some friction with your loved ones as you become healthier and your emotions recover to become more positive overall. It's very important that your wife knows about your treatment and the timing of when your medicine can be expected to perform and be useful to you and when it's too soon. It depends on your relationships with others how much you want them to know.
A counselor is a must, despite your finances. If you check into local churches, there are counselors who work on a sliding scale according to what you can pay at some churches. Methodist and Lutheran are 2 denominations that do this. You don't have to join their church or even believe in God. You can also go online to Psychology Today and see photos of psychiatrists and counselors and read about who uses sliding scales for their fees and also look for their specialties such as marriage counseling or depression and anxiety, their education, insurance accepted, philosophies, and other information.
Please don't neglect this counseling in all the areas I just gave you because you need it and you will spend the money either splitting up or staying together so why not put it where it's doing the most good? Keep your family strong and together and you will have spent your money and your energy well. Take care.
It sounds like you already know what to do , but feel overwhelmed. Money problems can be very tough, and it's hard to see past them with anything else. However, I hope that you can get good counseling, and that you can hold the people you love the most close to you.
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