Travel insurance : My mums off to Ireland soon... - Vasculitis UK

Vasculitis UK

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Travel insurance

luggsey profile image
15 Replies

My mums off to Ireland soon and we think she should have travel insurance.

She has been well without illness for 20 months taking just 5mg Prednisolone and antibiotic all that time.

Which is the best insurance company to deal with, not just the cheapest?

15 Replies
Albasain profile image
Albasain

We travel to Australia quite regularly and the best Insurance company we have found meeting our needs ( complications involving my wife and vasculitis for me) is "All Clear".

They will quote for Annual Travel Insurance worldwide excluding North America and the Caribbean. If adding in the latter two the premium does jump up quite high due to the exorbitant medical fees there.

You can apply online (you get a discount if you do) or phone direct. Be sure though too mention ALL medical problems and medications you take when you apply. If phoning I have found the staff very helpful.

Nadine99 profile image
Nadine99

We use World First but whoever you use, please ensure that once you'd declared the illnesses, they are included in your cover. Sometimes they cover you, but exclude the illnesses declared.

Suzym2u profile image
Suzym2uModerator

Are you travelling to Northern Ireland ?? luggsey

luggsey profile image
luggsey

No, the Republic, Southern bit.

Suzym2u profile image
Suzym2uModerator in reply to luggsey

There are a few mentioned here on the VUK website if it helps vasculitis.org.uk/living-wi... :-)

luggsey profile image
luggsey in reply to Suzym2u

I used Freedom Insurance so please make sure the commission is paid. I mentioned VUK of course.

It was £320 for four if us, two pensioners one being Mum with Vasculitus and Dad with high blood pressure, this is seven days in Southern Ireland but the cover is foe Europe. Expensive or what!

Bm2590 profile image
Bm2590

I used a company called Top Dog to cover me in the United States about 5 months after I came out of hospital, they were actually the only people who would cover me. But I now use a company called Goodtogo and I get annual policies, although now admittedly excluding the states!

SandieB profile image
SandieB

I have used Stay Sure for many years now and have had no trouble getting insured with them and i have several complaints. They cover over 200 illnesses. Good Luck

Griff53 profile image
Griff53

I have found Virgin Insurance very good... You must be aware that when you have declared all the details of medical condition most insurance companies will not cover you for these !! You must tell them you want the medical conditions covered, this usually means they have to go to an underwriter to see if they will offer cover.. Of cause this comes at an additional price, but you would then be covered for your declared medical condition..

Hope this is of help.

luggsey profile image
luggsey

Thanks for the replies so far, I didn't know your declared conditions would be excluded!

Glad I asked....

dimas62 profile image
dimas62 in reply to luggsey

Have used both Staysure and All Clear and the extra cost for covering PMR/GCA is very small.

I have not been able to get travel or life cover since I was diagnosed 25 months ago. Should you find someone who will do let me know please.

luggsey profile image
luggsey in reply to

I got cover with Freedom, all info on the VUK website, link in Suzym2u post above. Good luck.

Mal06 profile image
Mal06

Yes definitely insurance - although the European E11 card will cover her for most things. But my sister lost all her drugs in flight over and had to osy for these (v v exp) & then claim when she came back. Try Stay Sure or All Clear. Both companies do fir ore-exuding conditions and older people. Only issue is the 'remission' diesnt get picked up on-line (get discount) if you phone will do. Only need European cover for either a one off holiday or one year (I found they were quite near each other in price so went for the one year). Hope she enjoys the trip Take copy of prescription, all doctor details and list of illnesses with her and all meds (take at least few days extra) should be in her hand luggage If she has injections - ask Dr for special letter saying she needs to carry these - will need at security - she can get bags (almost like a wallet about 4"x8" takes about 4 injection pens) that keeps them cool for travelling - try Amazon.

luggsey profile image
luggsey

Good advice Mal, thanks everyone for your help.

Now, will it rain in Ireland?

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