Travel insurance: Hello Following my recent... - Thyroid UK

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Travel insurance

Amtired profile image
11 Replies

Hello

Following my recent diagnosis of Hashimoto Disease, we updated our travel insurance. We were asked if 'I had been told I could travel?' I haven't been told I cannot travel and can see no reason I am unable to travel.

Anyone have a similar experience?

Thank you

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Amtired profile image
Amtired
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11 Replies
helvella profile image
helvellaAdministrator

We've had a few insurance questions like this over the years.

Trying to answer properly given the wording of the questions and the lack of any advice from medics is hard!

Maybe it would be possible for you to contact the insurer and ask for confirmation that "no advice" implies you can travel? In writing, of course!

Amtired profile image
Amtired in reply tohelvella

Thank you helvella, will look into your suggestion!

arTistapple profile image
arTistapple

Travel insurance is a nightmare when you have something ‘medics’ themselves just can’t deal with. I find they can be remarkably gung ho, signing off on it unless you yourself feed them with too much info they frankly can’t deal with. They have their ‘picture’ in mind of the disease process (which we know is exceptionally limited because they dont seem to know anything). However if something should hit their records which is more doubtful, its usually us who provide that information.

You want to be very honest (and that is a good thing) but limit yourself to their questions. Don’t double guess.

I think it’s highly unlikely your GP would advise you not to travel being hypo. It’s a chronic illness unless you have something else going on. Being hyper might be more questionable if you have not got it settled before travelling.

Amtired profile image
Amtired in reply toarTistapple

Hello, thank you for your reply. Have given up trying to second guess what information anyone wants anymore! Nothing else bar hypo going on.

radd profile image
radd

Amtired,

Hypothyrodisim/Hashimotos is considered a very straight forward and easily remedied condition with the medication of a little white pill. I can not see why a GP would advise you not to travel when they appear so unaware of the accompanying repercussions of unmanaged thyroid autoimmunity.

Therefore, I would assume it ok to travel but if you are unsure about the legalities regarding the wording on your insurance, you could seek advice from your GP but if it involves a letter they will most likely and unfairly charge you.

Amtired profile image
Amtired in reply toradd

Hello radd, am waiting for the effects of the little white pill to kick in. Am more likely to sleep my way around Europe than doing anything dangerous! Will possibly be having a chat with GP before I go away and will ask then.....still planning on going away!

radd profile image
radd in reply toAmtired

Amtired,

And so you should. Hope you enjoy 😊

Blissful profile image
Blissful

We were asked if 'I had been told I could travel?

To me that reads like a pre-emptive "get out" e.g. the traveller needs to claim on their insurance (for whatever reason) but insurers always like to have wriggle room to avoid settling a claim.

Amtired profile image
Amtired in reply toBlissful

Agree Blissful, sounds like an insurance 'get out'. Thank you for your reply

Juliet_22 profile image
Juliet_22

Millions of people have hypo, so travelling is not an issue. Enjoy your trip!

Amtired profile image
Amtired in reply toJuliet_22

Totally agree that travelling is not an issue, staying awake maybe 🙄

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