Travel Insurance: Hi NRAS hivemind, does anyone have... - NRAS

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Travel Insurance

Lucena62 profile image
26 Replies

Hi NRAS hivemind, does anyone have recommendations for holiday insurance companies for RA and other medical conditions? Thank you

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Lucena62 profile image
Lucena62
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26 Replies
Ruth12345 profile image
Ruth12345

Hi.We use All Clear. We don't do it online but by phone. It takes a while, but we have more confidence when speaking to a person. I have multiple health issues as does my husband. I'm sure you will get lots of suggestions from the lovely people on here.

I wish you all the best and happy holidays.

🌻

zen4 profile image
zen4 in reply toRuth12345

I use direct line and have used others in the past.They do run through everything on the phone and are very helpful and efficient and fast when you make claims Nowadays I don't cover my RA and other health issues as now I'm older its too expensive You can ask for a price to cover the RA and one without and then decide

medway-lady profile image
medway-lady

Does your bank do one, we go with Nationwide and it's just a top up and covers all our medical questions. Its very easy they ring and ask the questions then its calculated. Good value.

CagneysMum profile image
CagneysMum in reply tomedway-lady

We have this too and it compares very well with other travel insurance companies despite having to top it up for RA and world cruising. 👍

medway-lady profile image
medway-lady in reply toCagneysMum

Yes we found it good value and they were very helpful, I spent my £50 bonus yesterday on new jeans. lol

CagneysMum profile image
CagneysMum in reply tomedway-lady

Excellent choice. I’m taking mine on holiday to treat myself. Off to Sydney with him-indoors on Friday to cruise around Australia and New Zealand 😃 🧳

medway-lady profile image
medway-lady in reply toCagneysMum

Lucky you I’m now well enough to be back on track for Yellowstone. Post some photos please. And enjoy a few cocktails with your bonus it might even stretch to 3 if you’re lucky. Xxx

CagneysMum profile image
CagneysMum in reply tomedway-lady

Will do 👍 Yellowstone sounds fab … book it 😃

Lyd2384 profile image
Lyd2384

I use All clear as have heart condition also.

Deborah22 profile image
Deborah22

I have used All Clear for many years now, through Cancer treatment and RA amongst many other health conditions. We buy an Annual policy, works out much better value.

Chester1975 profile image
Chester1975

I use the packaged bank insurance with Barclays. Asked a question about my health and listed RA and it was accepted. No extra costs. It does depend on a few things though such as impending operations and if you have had any joint replacements etc which I haven’t. X

Rubygirl08 profile image
Rubygirl08

Hi Lucena, we have just taken out a multi trip annual policy with RAC via go.compare.Even though I only take methotrexate for my RA, I have to declare previous breast cancer treatment, mild asthma and anxiety (though that one is only lurking at the moment 🤞😂).

They seem very competitive against the others we looked at directly on their websites (saga, tesco etc).

Runrig01 profile image
Runrig01

I’ve also used AllClear, I have many health conditions. Even so, I found it very easy doing mine online. I’ve never had to claim. I wouldn’t advise not declaring certain conditions. It can become very expensive, very quickly.

allanah profile image
allanah

Staysure

juliea793 profile image
juliea793

We use Staysure and can pay monthly.

Hopeful1 profile image
Hopeful1

All Clear Which? Best buy and voted no1 for customer care

Gymcactus profile image
Gymcactus

Another vote for Staysure.

Leics profile image
Leics

I use just travel it’s a comparison website and we’ve just booked our weeks cruise insurance and it cost £80 and hubby and I have several health conditions including cancer in the past. We could have got it cheaper but opted for ‘Gold’ cover with a company we’ve heard of. Easy to do online and if you have any questions there’s a phone line you can use.

Artfanatic profile image
Artfanatic

I've just taken out an annual policy with 'Payingtoomuch' which was reasonable for all my health issues & my husband's heart failure diagnosis.

TytoAlba profile image
TytoAlba

We have annual worldwide insurance including cruise cover, are over 70 and both have multiple health issues. We rarely use the same insurer every year because I always check with a comparison website, though we don't buy the cheapest but the best cover. This year we're with Insure and Go (last year too), but we've also been covered by Staysure, All Clear and Avanti amongst others over the last few years.

Jackie1947 profile image
Jackie1947

Avanti same company as Staysure

Green230461 profile image
Green230461

I have used Insure and Go before they were very helpful.

My friend recently broke her leg abroad and it cost her £6000 to get home!No insurance !So better safe than sorry 😢

PCStrawberry profile image
PCStrawberry

We use World Nomads. Be sure to read the fine print. It definitely varies by country of residence and destination(s). There are different levels of coverage, as well. Best wishes.

Braecoon profile image
Braecoon

I have used stay sure for last 2 years, but quote for renewal premium has increased too much, so will be shopping around for this year.

Liverpool65 profile image
Liverpool65

I use goodtogo insurance all one word I have psoriatic arthritis.emphesyma. asthma osteoarthritis.and hypertension it only cost me around £150 to go to Tunisia in September . Enjoy your holiday ☺️

jayne17 profile image
jayne17

Hi I've just insured through Insure and Go, I am 71 and RA diabetes, it cost about £60 which i thought was quite good. Don't forget your GHIC card for health cover too, which is required as well as travel insurance.

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