Therapy and health insurance...

[Lush__x]

Hi all, I am looking to go into private therapy soon but its going to cost around 150-400 pounds a month! I know if you have health insurance this can be used but do you have to pay the excess? Does anyone else have health insurance?

Unclear on how it works!

[Gambit62]

Sorry - not something I have but may be you could ring the claim line and ask them as it will probably vary from policy to policy even if someone else has had experience.

[Jamie186 in reply to Gambit62]

Hi Lush--x & Gambit62

My wife was a Civil Servant and joined the Civil Service Benevolent Society, She joined my son and myself which has over the years been transformed into Beneden Health at a cost of £7.80 (approx) p- p- p- month. You ring them up for advice (including a GP on call who will discuss and advise you as to what medical problems you may have,) "very useful" and no wait for an appointment.to speak to him

I recently had £1,500 to cover test,s X-Ray's, MRI scan,s e t c We have found it superb,excellent value for money and have never been refused funding, since we joined. Including funding for depression.

Rather me trying to remember what benefits you can claim for (including pre-existing medical conditions) Their contact details are Beneden Health Care.co.uk, or Telephone [phone], it's worth finding out if they can be of assistance to you.

Best wishes

Jamie