Life insurance

[Keeleybee]

Hi everyone, so me and the hubby just did our life insurance online and it asked about fibro, anxiety,tumor so filled it all in,then it said it would need looking into which I suppose I expected. Was good to see fibro was on there but I was wondering if anyone had an issue getting life insurance?? X x

Keeley

[Fibro_rocker]

Hi Keeley,

I had trouble with getting life insurance also!! There was abit of a problem with fibro and I also have epilepsy so wouldn't touch me with a barge pole!!!

Finally found , stay sure, they were very helpful and looked into everything...they put it through AIG insurance..

Only did this about 2 months ago

[Keeleybee in reply to Fibro_rocker]

Thanks hun

was like 'thanks for depressing me' to the other half lolx

[milo4]

Hi Keeleybee

How are you?

I can't get it, but I didn't expect to lol.

When I had my first cancer 27 years ago, they said I could have it but had to pay I lot higher premium. Things change don't know how it is now.

Fingers crossed. Hope you having good day.

Trace xxx

[Keeleybee in reply to milo4]

Hi trace

I bet they will write to my doctor's and go from there... Oh well...

Yeah I'm ok thanks, had a horrendous 2 days and got a rash all on my face and neck I think it's from my mum's perfume? Iv moved up to my parent's as they have gone on a cruise for two weeks and my bbrother who is 15 never wants to go so me being nice moved here. I always flare up when I come and stay here, there house is big and the bed isn't like mine and they have a hard leather sofa so body kills! It's ok tho my Dad gives me loads of money to feed everyone and stuff so I don't mind there really good to us so like to repay them this way

You ok? Weather is rubbish here. X

[milo4 in reply to Keeleybee]

Yea I'm good thanks.

Weather here is nice sunny,sorry!

Sorry to hear about your rash and flare up.

What a kind sister and daughter you are,and your right it's nice to be able to do our bit when we can.

Hope you manage to get some sleep in that bed lol.

Trace xxx

[Keeleybee in reply to milo4]

Yep got to give a bit back hey....

Where about are you? I'm in Nuneaton in the Midlands its miserable x

[milo4 in reply to Keeleybee]

I am in Portsmouth in the south,I don't live right in the city on the outskirts.I don't come from here I come from Guildford in Surrey.x

[TheAuthor]

I have never been asked and the last insurance I took out was two years ago (my over 50s plans) and they never asked any questions at all, lucky me!

I want to genuinely and sincerely wish you all the best of luck with getting a good insurance quote.

All my hopes and dreams for you

Ken x

[Hidden]

Donut should of done your life insurance years a go ' then you would of been covered XX

[SDWSoo]

Hi, I noticed you mentioned a tumour, I have a tumour too can you tell me a little more about it?

[Keeleybee in reply to SDWSoo]

Mine was a cell tumor apparently very rare think the stats were 1 person in a million per year. I saw a picture of it when I was being operated on, was under for 5 hours as it had grown all through my arm/hand the doctor God bless him managed to save my hand and arm. It looked like a green cauliflower. I'm in remission now it was remove. 3 years ago. Sorry you have a tumor are you having it removed? X

[SDWSoo in reply to Keeleybee]

Hi, Thanks for you reply. Mine is a brain tumour, I am waiting to see if it is cancerous or benign, if it is benign it has to be removed as it is very large. This on top of the fibro and severe back pain, never been ill in my life before a couple of years ago,

[Keeleybee in reply to SDWSoo]

Oh bless you. I do hope everything goes ok. Can imagine how scared you must be x hugs

[SDWSoo]

Thank you, means a lot, dealing with this mostly on my own as I don't want to worry my family x

[Keeleybee in reply to SDWSoo]

I understand that I really do but they will want to be there for you. X

[SDWSoo]

Thank you x

[Hidden]

Hello Keeleybee,

Ah, the wonderful world of insurance. It has cost me double my wife's premium to get insurance and this was after much research to find an insurance company.

Travel insurance was £100 per week effectively for travel to the USA. Luckily, I managed to get annual cover for £200 through an insurer that deals with a group that I belong to.

I am having a big bunfight at the moment with an insurance provider about a total disability claim. They say I do not meet their criteria.

It strikes me that we are disabled when they want to charge us for cover and not when it comes to paying out!

Good luck.

Best wishes.

Dave

[Keeleybee in reply to Hidden]

We got rejected looks like I'll have to research into this. X

[Hidden in reply to Keeleybee]

I got cover with Legal and General in the end, maybe give them a try?

Best wishes,

Dave

[Jase1066 in reply to Hidden]

I've just tried to get life insurance cover with legal and general. They've said they won't cover me if I've had a fibromyalgia flare within the last year. I don't understand. It's not a life threatening disorder. I'm going to get an over 50s with someone else.

[Hidden in reply to Jase1066]

I went through a comparison website recently and declared all of my conditions. I got cover with a company called Beadle Street. Maybe give that a go.

[Midori]

It's about time an Insurance Co. offered a package for folk with long term conditions; likely to be expensive, though!