My husband was diagnosed with Cirrhosis of the Liver due to alcohol in December 2015, although he probably had the disease a while before that. He gave up drinking 4 years ago this February. We went on a pre-booked holiday to Croatia and even before we got there I knew he wasn't well, anyway he ended up in hospital for the duration of our holiday and an extra 3 days because he had ammonia in his blood. The insurance company had been informed of his Cirrhosis and so we were able to claim for the loss of our holiday and additional costs, but obviously they wouldn't insure us in the future. I pre-booked a cruise around the Canaries for this August before we went to Croatia. Since the Croatian trip Jeff, my husband has deteriorated and been in and out of hospital for blood transfusions because his red blood cell count keeps dropping, with Hepatic Encephalopathy. Jeff has his first appointment for assessment for a liver transplant. My problem is do I cancel the holiday (I have 90 days before we sail) and lose the deposit, do I try and get insurance, does anyone know who the best insurance company is?, or I have the option to transfer the deposit to another holiday with the same cruise line for a future date? Can anyone help please?