British Heart Foundation

TRAVEL INSURANCE

Good evening. I recently had a pacemaker fitted and thankfully I'm feeling so much better. I am due to go on a family holiday to Portugal, therefore I contacted my current Insurance Company (travel insurance included with Lloyds Bank Acct) in order to update them of my medical situation. I have been given an annual quote of £350, which appears extortionate!!!!! Any advice please.

Many thanks in advance

16 Replies
oldestnewest

If you look to the right of this page there are several posts on travel insurance.

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I’ve had a PM since 2007 and I went to Florida quite a lot. I was with Virgin and a yearly policy was around £150 pounds. I haven’t been on holiday in the last couple of years but that seems a lot for Portugal.

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They are taking advantage of our misfortune.

The fact is, we are safer than most, as we are being treated for our conditions.

I bet it is rare for people on our kind of meds to actually get sick when we are away. Tippicle greed 👎that is all it is, greed.

If some companies can do it for a reasonable price. Then why can't the rest of them. I guess they have got to line tge topdog's pocket somehow.

Good luck on finding a reasonable insurance 😊😊

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I also checked and the only company that seemed to respond to my search was an eye watering basic of £1097 annual along with with 2 further up to £1570!. Even my bank which issues a years free cover said they would need detailed info prior to agreeing cover.

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Hi

Try this thread, healthunlocked.com/bhf/post... £350 is taking the Michael. I just renewed mine, as a couple for £140

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Hi pacemaker 1

I am 82 years of age with PM fitted last year. I searched the web for Insurance and have been quoted (for 2 people & two weeks) under £200.00

Try the web. Best of luck & have a great holiday.

derek36

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Just make sure you disclose everything as you do not want to give them a reason to not pay out. I am in a group insurance where you don't have to declare pre existing you just have to be for to travel by doctor but that is still £195 p.a. but I get my Mo yes worth as I travel several times a year. Good luck

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Hi Heather. What's a group insurance please?

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Hi Heather. Just as a matter for interest what medical conditions have you that you'd declare IF you needed to, if you don't mind me asking.

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I have a pacemaker and have mild ischemic heart disease and take statins. I have also had a few gastric problems I would have to declare.

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I am a member of the W.I. which only costs £41 for a year and is a social thing met loads of new friends and got involved with lots of social activities. They have a group insurance with Open Travel on the basis I described worth joining W.I. for. They may do policies on an individual basis on same terms 08002218800 is the policy admin number you could try giving them a call

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Many thanks everyone for your kind advice and recommendations.

Heather can you please confirm if the group insurance allows you to travel abroad.

Many thanks.

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It is an annual policy which covers worldwide including USA. I have travelled to USA twice and China and go to Lanzarote a lot.

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Many thanks for your kind recommendation.

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It's usually cheaper if you add a partner. The companies dont like lone travellers with health conditions for obvious reasons.

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