I'm sitting here balling my eyes out - again! Up to 15 minutes ago I was in a happy mood, that is until I got home. My next door neighbour has left a note saying that I have parked too close to her and I scratched her precious car this morning. I am so sure I did not but she has a witness so I am stuck! She is demanding that I give my insurance details to her. That would mean I have to pay out £350 excess. I have no money. I am in debt up to my eyeballs and the thought of not earning money for 2 months just scares me. I am self-employed and nobody wants music lessons during the summer. Money doesn't start coming in until middle of September. So the money I get this week and next has to last me to then.
I have got bailiffs knocking on my door, I can't pay the inland revenue and as for credit cards... I know there's citizens advice but everything is in such a mess I can't sort anything out. I just want to disappear.
Why is it when I get my act together and start feeling positive something comes out of the blue and knocks me for 6? Its almost like someone out there enjoying me suffer.
I know it seems reasonable to talk to the cow next door but she is a real spoilt princess and I have heard her have so many arguments or screaming matches with her various partners at all times day and night I haven't got the guts to confront her.