travel insurance with Pulsatile Tinnitus?

[Sweetthings1]

can you get travel insurance with pulsatile tinnitus?

[Happyrosie]

each individual insurer takes each individual case separately.

Have you had any investigations and have they finished? What therapy if any has been prescribed?

Answer each question accurately and you will be given a decision.

[Sweetthings1 in reply to Happyrosie]

Just starting with investigations

[TinnitusUKPat Partner]

I would completely agree with Rosie's advice below - I'd add that there is a comprehensive list of insurers who provide coverage for all manner of health conditions via this link: moneyhelper.org.uk/en/every...

[surreycccfan]

I recently renewed my worldwide travel insurance and when I got several quotes 'Tinnitus' was a standard option in the drop down menu of medical conidtions across all insurers and did not raise the quote by a significant amount and did not preclude me from taking out the insurance.

[Darren6]

i dont understand how any tinnitus would affect travel insurance?

[TinnitusUKPat Partner in reply to Darren6]

I would hope that it wouldn't Darren, but I know that people do contact us with anxieties around flights and plane journeys, so I'm viewing the question through that prism.

My honest response would be that a lot of folks are going to find their tinnitus less intrusive if they're able to get away for a break and take that time to relax - so let's hope that people are able to do more of that and notice the difference in their tinnitus perception as a result.

[Darren6 in reply to TinnitusUKPat]

I agree, I dont know anyone with Tinnitus that was affected by the plane journey, it is always the anxiety of 'what if' the plane journey and pressure does something.

The question was whether you can get travel insurance with pulsatile tinnitus. From my understanding (which may be a misinterpretation) they are asking if a travel insurance company would issue an insurance policy, or increase a premium, if you already have tinnitus which I don't understand as that wouldn't make a difference to the insurance company at all would it?

I dont see the question posed as a worry about the flying itself.

I am just confused

[Sweetthings1]

I should maybe been clearer. I have pulsatile tinnitus but just starting investigations to discover reason. I know you can't get travel insurance if under medical investigations so because no cause as yet I was wondering if companies would cover this?

[TinnitusUKPat Partner]

The resource that I linked to includes conditions which are in the process of being medically investigated - so pulsatile tinnitus which has yet to have a determined cause would, to my mind, fit into that category?

I would hope that PT shouldn't prevent anyone from going on holiday - the only scenario involving tinnitus which I'm aware of where someone might be suggested against air travel is where the ear drum is perforated and has recently been operated on.

When in doubt, I like to refer people to our guidance online - tinnitus.org.uk/understandi... - which doesn't specifically cite PT as an issue to be cautious of.

[Sweetthings1 in reply to TinnitusUKPat]

I was just thinking that because PT can have a serious cause- they might not provide cover if cause has not been determined. Querie was not to do with anxiety or flying concerns

[TinnitusUKPat Partner in reply to Sweetthings1]

Until you have clarity about that, which I appreciate is not something that you can necessarily get immediately, it's going to be difficult to say 'yes, you should declare this' as pulsatile tinnitus is going to be seen as a symptom rather than an overarching condition.

[PABLR]

If you didn't declare it because when you bought the insurance it wasn't a preexisting condition but it then turns out to be you would need to inform the company. Most pre-existing conditions don't make a big difference to insurance if they're not life threatening.

[Kellythecat-74]

Tinnitus is not usually a problem for insurance . However any condition that is “ under investigation “ they would have to consider separately. .