I'm going to have a really good rant now, because I have been so upset and disillusioned over the last few weeks. I'll explain it thus: I no longer work as I was made redundant last year. My husband's income was just over 14 thousand last year. On account of my receiving £99 per week for 12 weeks of the financial year in contribution based ESA (which stopped 1/07/12), we exceeded the threshold by £100 for the financial year, but could apply for an HC2 certificate in the meantime. Dutifully, I applied for health costs with the HC1 form 2 weeks ago. I had money for one item on my prescription of 8 items at the time. I decided to opt for the Ramipril, as I need to keep my BP low & can live with pain. I don't have enough money available for a pre-payment certificate. Two days ago, I received notification that my husband and I have £15.70 disposable income per week (I receive no benefits), and neither of us are eligible for free prescriptions. I cried my eyes out. Both my husband and I have worked for our entire lives. I have to pretend to my husband that I'm not in pain when he's asking me if I have enough money for shopping, bills etc.