Critical illness payment for PV

[lea44]

Hello, I did search but didn't find anything current. My son was diagnosed with PV about 2 years ago. I have had a critical illness insurance policy for years, but never thought this might qualify as a diagnosis until recently as I started reading about it. Has anyone had recent experience with PV qualifying as a cancer diagnosis for critical illness policy? I am with VOYA (We are in the US). Thank you for any input you may have!

[Chaz1]

A lot in the group have had a critical illness payout with all the different MPNs. Ours paid out for ET within 6 months of diagnosis. UK companies do recognise it as cancer and I'm sure the US ones will to. I'd contact them and start the ball rolling. Good luck.

[Susana7]

As Chaz said, many people here have successfully claimed on their critical illness insurance for PV. I had no problem with my claim, which I made within 6 months of diagnosis. PV is a blood cancer and unless it is explicitly excluded from your policy it should be covered. There could also be a time limit to claim, from diagnosis. I suggest checking your policy exclusions and the time limits,and if it is not excluded putting in a claim. This is why we took the insurance out in the first place! Even if you have passed the time for a claim, it is worth speaking to the company and explaining the situation. In my case, I only remembered I had the policy because I fortunately read here about someone else claiming - am very grateful to this forum. Good luck!

[Gunner73]

Hi

Yes I had critical illness cover and tried to claim years back but was turned down. Tried again this year as the illness is now recognised as a cancer, I got paid out and backdated till when I was diagnosed

I have ET

Hope this helps

[paintbox]

Hello lea44,

I remember when we submitted our claim here in the UK we were advised to include information from a specific WHO document which reclassified MPNs as cancers (a change from their previous designation as disorders). As far as I recall this was a 2006 article and that there was as a link to it here on the forum in an earlier post (2018 or earlier).

I'll see if I can find the WHO & info we included and send it to you.

It is a stressful process the not knowing so I hope you are able to resolve it soon.

All the best

[paintbox]

mpnresearchfoundation.org/A...

This link mentions that article but I'm yet to find the article itself.

[paintbox]

acsjournals.onlinelibrary.w...

I believe it was this we included which refers to a reclassification to neoplasms.

I hope this helps.