Recently my insurance application rejected ... - Diabetes India

Diabetes India

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Recently my insurance application rejected stating reasons of elevated sugar levels & elevated lipids...this is been done after blood tests.

pakya profile image
7 Replies

Asked me to apply after 6 months.What will be the possible reasons & precautions to be taken so that after 6 months there will not be any issues for application

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pakya
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rbn1960 profile image
rbn1960

Pakya,

You will get better advice in the forum if you share the results.

I doubt if the insurance company has shared the medical results with you. It is better for you to consult a physician immediately. He will advise you to test for Fasting Sugar, Post-meal Sugar (PPBS), HbA1c and Lipid profile. You can then share the results to get some advice.

HTH, thanks...

pakya profile image
pakya in reply to rbn1960

sharing herewith mediacal results conducted at two different diagnostic centres

Date :07th March 2013

HBA1C :7.8 % MBG:206 MG/DL (FASTING) URINE SUGAR :PRESENT 0.25G/DL

DATE:24th March 2013

HBA1C :10.1 % GLUCOSE SUGAR (FASTING):138.9 MG/DL ,

GLUCOSE SUGAR (PP) :223.0 MG/DL (TAKEN AFTER 2HRS OF FOOD)

URINE SUGAR :ABSENT

Difference observed after taking precaution in diet (avoided milk products,Rice ) ,morning walk etc. for last 7 days

No medicines taken yet

Please advice

pakya profile image
pakya

sharing herewith medical results conducted at two different diagnostic centres

Date :07th March 2013

HBA1C :7.8 % MBG:206 MG/DL (FASTING) URINE SUGAR :PRESENT 0.25G/DL

DATE:24th March 2013

HBA1C :10.1 % GLUCOSE SUGAR (FASTING):138.9 MG/DL ,

GLUCOSE SUGAR (PP) :223.0 MG/DL (TAKEN AFTER 2HRS OF FOOD)

URINE SUGAR :ABSENT

Difference observed after taking precaution in diet (avoided milk products,Rice ) ,morning walk etc. for last 7 days

No medicines taken yet

Please advice

rbn1960 profile image
rbn1960

Your variance in both Hb1AC and FBS is quite high. In the 2nd reading diff between FBS and PPBS is also quite significant. I assume you are taking doctor's advice. I think at the time of insurance medical check-up your fasting would have been around 200. Plus Lipid results (you haven't shared the results) would have made them to postpone.

I suggest the following :

- Consult an Allopathy physician, request him what all you can do to avoid medicines (he will suggest diet modifications, walking/cycling etc.)

- Consult a reputed Ayurvedic or Homeopathic physician(don't fall prey to quacks, there are too many of them, if you can let me know in which place you live, if I am familiar, I can suggest)

- In any case start with moderate Fat and low carb diet routine plus 30-40 mins. of walking (include cycling in your routine if feasible). Have something light more frequently.

- If you are leading a stressed life, destress yourself, btw whats your age.

HTH

pakya profile image
pakya in reply to rbn1960

Consulted diabetologist ,who has suggested Tab Voglimac MF(0.2) for next 15 days with strict diet plan.He says 15 days will be good enough to get back to normal if continue with suggested diet plan & exercise/walking.

Advised tablets do 25 % of help ,balance 75%with individuals who practice diet plan & exercise.

pakya profile image
pakya

Consulted diabetologist ,who has suggested Tab Voglimac MF(0.2) for next 15 days with strict diet plan.He says 15 days will be good enough to get back to normal if continue with suggested diet plan & exercise/walking.

Advised tablets do 25 % of help ,balance 75%with individuals who practice diet plan & exercise.

pakya profile image
pakya in reply to pakya

Dear Mr Anup

Latest sugar levels shows 136.9/179.2 (14.04.13)WEIGHT 74.3 KGS HEIGHT :165 CMS

Compare to earlier readings

206/NA(07.03.13) WEIGHT : 78.9 KG

138.9/223 (24.03.13) WEIGHT :76.1 KG

Walking approx 6 kms in the morning

breakfast : 3 multi grain chapatis with vegetable(or Curd) /Lemon tea (no milk & sugar)

Lunch : 3 multi grain chapatis with vegetable/Fish Curry

Dinner :3 multigrain chapati with vegetable/Fish curry

Drink water approx 3 ltrs/day

Please advice any changes to be done as I am working in sales field with lots of travelling across India.

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