“Copay accumulators,” where the value of any financial assistance you receive does not count towards your out-of-pocket max, were just ruled invalid by US Federal courts.
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scryer99
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I would love to read the article. I am blocked from access because I do not have a subscription to the WSJ. Can you save the article and turn it into a pdf and then send the link? Unsure if that would work. Thanks.
Fortunately my insurance companies have always counted my grant copay against my deductible which means that after January, I am always in catastrophic coverage.
Yes, the insurance companies have no way of knowing, or care, that your deductible comes from your own bank account, a rich relative paying it, or a grant/copay assistance from a foundation.
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