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British Heart Foundation

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Holiday insurance

tillymolly profile image
21 Replies

Looking for insurance for a cruise if anyone has any recommendations please Thank you

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tillymolly
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21 Replies
Tos92 profile image
Tos92

Hi tillymolly

You might find the following resource helpful.

healthunlocked.com/bhf/post...

All the best.

Tos

tillymolly profile image
tillymolly in reply toTos92

Thanks

MichaelJH profile image
MichaelJHHeart Star

I tend to recommend StaySure and AllClear. Insurance to cover crusing is usually expensive because in the case of serious illness the patient might need to be airlifted off!

Lezzers profile image
Lezzers in reply toMichaelJH

Not too mention insurance costs have soared in general since the V we must not mention & the various lockdowns around the world were lifted!

tillymolly profile image
tillymolly in reply toMichaelJH

Thank you

tillymolly profile image
tillymolly in reply toMichaelJH

Thanks

Hanibil profile image
Hanibil

You will find Avanti excellent both in what they cover and the cost

tillymolly profile image
tillymolly in reply toHanibil

Thank you

tillymolly profile image
tillymolly in reply toHanibil

Thanks

Douglas91 profile image
Douglas91

if you put all your details including health conditions onto compare the market insurance website. You will get loads of insurance companies willing to insure you. You do need to be completely honest otherwise you risk not being covered. Even minor conditions that aren’t related to your heart problems if you don’t tell them about those that negates all your insurance cover. I’m not sure but on our cruise we needed at least 10million pounds cruise cover. Your cruise company will also do insurance cover but it might be more expensive. So shop around on the comparison sites. Unless you are travelling against medical advice you should be able to get insurance. Good luck enjoy your cruise x

tillymolly profile image
tillymolly in reply toDouglas91

Thank you

devonian186 profile image
devonian186

If you are going to America then you will likely find costs prohibitive.

tillymolly profile image
tillymolly in reply todevonian186

Thanks

Barre01 profile image
Barre01

get hold of the most recent Which? Report on travel insurance.

It depends what's wrong with you.A friend of mine last week who has recently lost her husband decided to book cruise.Checked for insurance the cheapest she found was 2300 pounds because she has cancer.It is dearer than the holiday.x

tillymolly profile image
tillymolly in reply to

Thanks

Cruise1 profile image
Cruise1

I have mine through my bank - cruising covered no extra cost worldwide - just pay age extra and medical conditions extra. I can also extend my trips up to 180 days by paying extra too. Currently paying for 70 days on one trip.

GnomeHA profile image
GnomeHA

Hi Tillymolly,

,Our insurance was with LV when I had heart attack abroad. The care and service they provided was excellent and the premiums for renewal the year after HA were reasonable.( Renewal Insurance was Europe only - They did not offer cover when I was looking for Caribbean insurance however )

tillymolly profile image
tillymolly in reply toGnomeHA

Thanks

Vrouse profile image
Vrouse

Staysure are excellent

tillymolly profile image
tillymolly in reply toVrouse

Thanks

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