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holiday insurance

Gunnerj profile image
13 Replies

good evening

Does anyone have any recommendations for holiday insurance please after a heart attack

Many thanks

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Gunnerj profile image
Gunnerj
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13 Replies
happyrosie1 profile image
happyrosie1

the best help for this is on the website of Moneyhelper UK. You’ll find a list of insurers who can consider people with medical conditions.

Insurers regard each individual separately so what suits me would not necessarily be applicable to you.

Gunnerj profile image
Gunnerj in reply tohappyrosie1

thank you

Find a website that covers travel insurance with pre existing conditions, fill in the details fully and honestly, and take it from there. If you have an undiagnosed condition awaiting investigation you might find some insurers will decline to cover or the premium is very high. Or talk to a local insurance broker.

Crabedu profile image
Crabedu

I went with All Clear.. they were brilliant!

Audi2023 profile image
Audi2023

Just took out annual insurance with insureandGo, got a quote on line then rang them and got a better deal, good luck.

24081955 profile image
24081955 in reply toAudi2023

All Clear . I took a yearly policy to include a cruise. I had a loop device and two stents fitted in November 2024. I was very honest with the questions on line but to be sure I rang them. I am still under my consultant and the cardiac review team.My previous travel refused to cover me due to the heart event.All clear was very helpful.

abc1_2-3 profile image
abc1_2-3

I found Staysure very good

Lakky12 profile image
Lakky12

have a look at payingtoomuch.com - comparison site for travel insurance - I ended up with a much cheaper quote.

Sav100 profile image
Sav100

I put mine through money supermarket, listed all conditions and meds, got £10 million worth of cover for turkey for just over £45 for a week, worth shopping around, some comparison sites are quite good and have companies that cover us now, have a great holiday 😎😎

Thanksnhs profile image
Thanksnhs

Hi I use insurancewith.com they specialise in pre existing conditions and I have many😅

happyrosie1 profile image
happyrosie1

I’ve already replied. Personally I use a packaged bank account and it’s £500 ish on top of the bank account cost. Went to All Clear and it’s £2000 for less cover.

Qualipop profile image
Qualipop

Use the search box, there are lots of posts with suggestions.

Frequentshocker profile image
Frequentshocker

Hi, my friends had an emergency in Egypt a few years ago when one of them had a heart attack. Apparently the service they received from Staysure insurance was very good so they use them every year now they both have pre existing conditions. So good was the service they simply wont use anyone else!

I've always had very high quotes from Staysure with my pre existing cardiac condition so I've shopped around each trip for a good average rate and good personal service when booking it all by telephone. Because I've never had to use any of them personally I can't really recommend any particular one but my friends recommendation is well worth consideration.

Just make sure you divulge everything regarding your health as it just takes one omission to invalidate your insurance, and no one wants that in an emergency. Peace of mind is valuable, and lifes too short not to go exploring!

Happy travelling!

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