Life insurance

[Cyaneyed]

Hi. I have been looking for some kind of life insurance or similar. With all my medical conditions, no company will insure me. Does anyone have any ideas or alternative options, please?

[stevejb1810]

How old are you? I know this is an odd question but cardiac patients are poor risks from an insurance perspective so most companies will not touch you. However there are a number of companies offering over 55 insurance who guarantee to accept you. They are not necessarily great value but they maybe your best option - hence the age question! Alternatively, find a good insurance broker to see if they can come up with something.

[Cyaneyed in reply to stevejb1810]

I'm only 41.

[stevejb1810 in reply to Cyaneyed]

Ok, then a good insurance broker is likely your best option.

Steve

[sandrann]

Hi there have you tried insure &go?

[Cyaneyed in reply to sandrann]

I haven't tried them but will now. Thank you.

[Cyaneyed in reply to Cyaneyed]

It seems insure&go are travel insurers. I'm in need of Life Insurance.

[MichaelJH Heart Star]

You need to talk with a few brokers. When I wanted life insurance for a mortgage (Type I diabetes) The Pru, the Halifax, etc. came up with very loaded premiums or refusal. broker got me normal terms. Go face-to-face with them as online will waste hours and on the phone you may get an inexperienced office junior.

[Helen_BHF]

Hi Cyaneyed the BHF has some info on this which might be useful: bhf.org.uk/heart-health/liv...