Through PIP I lease a car and get it serviced at the dealership. This is a dealership congratulation not a health thing. Several good things, the car dealership collect and deliver FOC, Onstar is free for 3 years as PIP leasee (Onstar in UK ending soon) and between services Car dealership will check and adjust fluid levels FOC. Adjusting tyre pressures FOC they will do as car nags until increased. Through lease Breakdown cover is available so Onstar not needed.
Only downside is only two names on insurance.
Have you worked out what make are Car dealership?