Anyone had problems getting insurance before going abroad?

My wife and I booked up to go on a cruise next year. I was expecting to have problems getting the right insurance but this was not the case. I explained that I had Cerebellar Ataxia and the insurance person on the phone said that the basic insurance cover provided along with the holiday package was enough.

8 Replies

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  • morning Iain25 I had a stroke in 2012 which caused my cerebellar ataxie and 10 months later breast cancer, I am looking to go abroud nexy ,I went on insure andgo expecting to pay through the nose so was really surprised I could get for £32. yours xray25

  • Allcleartravel.co.uk

  • Hi Iain

    Great stuff! Which insurance company did you use?

    Harriet

  • Its AXA holiday travel insurance Harriet. The insurance cover will cost £50 plus an additional £15:26 for epilepsy spells I used to have

  • your condition needs to be noted on the insurance cover, otherwise they may refused treatment if you need to cliam, if you are travelling in Europe don't forget your E1/11, I have an annual policy with Direct Line

  • Whats an E1/11 Nigel?

  • The European Health Insurance Card (EHIC) replaced the old E111 in 2006 (so I am old!)

    Your EHIC lets you get state healthcare at a reduced cost or sometimes for free. It will cover you for treatment that is needed to allow you to continue your stay until your planned return. It also covers you for treatment of pre-existing medical conditions and for routine maternity care, as long as you're not going abroad to give birth.

    The EHIC is valid in all European Economic Area (EEA) countries, including Switzerland. For more information about what is covered in each country see our country-by-country guide.

    You can apply for a free EHIC online.

    An EHIC renewal or application is entirely free of charge. However, other unofficial websites may charge you if you apply through them.

    If you're having difficulties with the online application form, you want to update your personal details or replace a lost or stolen card, call the automated EHIC application service on 0300 3301350.

  • Thanks for the info Nigel

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