Mpn and cancer policy coverage

[Krailey]

I have been diagnosed with Mpn I have a cancer policy at work. Could I make a claim or would it be covered?

[Jocko]

Hi Krailey,

I thought MPN was a cancer but now I am not sure. I am under the Oncology dept at my local hospital but the Haematology dept within Oncology. Cancer patients in my hospital are given a red card to fast track them for treatment e.g. if visiting A&E. I don't have a red card like a cancer patient. I had to attend A&E 2 weeks ago and when checking in I told reception that I had been sent by Oncology. They asked for my red card and I told them I didn't have one. When I eventually saw a doctor he said to me "your notes say you are from Oncology what is your condition ?". When I told him I had ET he said that's not a cancer that is under Haematology. I'd be interested to hear other responses.

Jocko

[mhos61 in reply to Jocko]

A lot of the medical profession are unaware of the changes made to the former MPD (disorder) to MPN (neoplasm) made by the WHO in 2008. Disorder became Neoplasm.

When I informed work that I had a form of blood cancer I had to see the Dr. He asked if I had a letter of confirmation that I had a cancer. I sensed then that he didn’t believe me. However, I did have a letter of confirmation. The haematologist had stated that I had ET, and that this was ‘deemed a cancer of the bone marrow.’ The Dr actually said to me ‘I have been educated today,’ he was obviously unaware of the WHO changes. Don’t be afraid to speak up to any Dr who challenges this and quote the 2008 WHO reclassification of MPNs as a blood cancer.

[Yorkstyke in reply to Jocko]

As I understand been classed as blood cancer by the world health organisation since about 2007. I've made a claim and been told by Aviva they class it as blood cancer. Just returned my claim documents. I'm under Haematology at cancer wing of my hospital. It says on MPN leaflet it's cancer, get one show your doctor. Good luck.

[fannetastic]

I have read many people being able to claim as the N in MPN is Neoplasm is now classed as a Cancer. Maybe it depends on which country you live in but you should be successful. I an sure others will respond that have been able to make the claim. Good luck with it and don't let them fob you off.

[Chaz1]

Hi, we claimed for Hubby's ET on our critical life cover under the cancer element. Although obviously not terminal it does have to be treated & constantly monitored & it's invasive as it affects the whole body. I'd personally contact them & ask the question. Ours paying out was a godsend.

[Jlah]

Hi. I claimed for a stroke and failed but then they noticed I had ET on my record. Said it was a rare cancer and paid out . So yes go for it. I think it is because the hydroxy kills cells and is a chemotherapy drug which means it’s classed under cancer. Good luck.

[mhos61]

MPNs used to be classed as a blood disorder, formally known as MPDs. In 2008 the World Health Organization (WHO) reclassified MPNs as a blood cancer.

Take a look on MPN Voice. It states there that MPNs are a blood cancer.

[Yorkstyke]

I've just made a claim with Aviva, they say it's covered under cancer. All the best.

[Cja1956]

I was diagnosed with ET in 2008. My hematologist always called it a blood disorder. Coincidentally, I got a cancer policy that same year. I didn’t know until years later that ET was reclassified as a cancer. When I checked my policy it clearly stated that blood disorders were not covered. I am no longer paying for that policy.

[lavender007]

Hi Krailey

What is your work policy for? is it for adjustments if you have cancer.

Or is it for private cover in a hospital which your HR can advise on.?

regards

Lavoo7

[Cookiebaker]

I have ET and have a cancer policy with AFLAC. I filed a claim and it did pay. The receptionist at my hematologists office told me I didn’t have cancer when I asked for documentation about my diagnosis... I told her I needed it to file a claim. She said I was wasting my time.... I couldn’t wait to tell her she was wrong when I received a large check after filing the claim. I hope she didn’t discourage other patients with MPN from filing claims for cancer. It is a cancer!!