Private insurance for Wet AMD

[Annsandra13]

Hi , just wondered if there is medical insurers out there that cover treatment for Wet macular degeneration.?

[StokeySue]

When I first developed Wet (myopic) macular degeneration my BUPA insurance covered me for 2 years but no longer. I don’t think any insurance will cover you for a condition you already have - insurance is not usually valid for ore-existing conditions.

In fact remember to declare it on you travel insurance or your insurance won’t be valid. I have had no trouble getting insured.

[Annsandra13 in reply to StokeySue]

Hi Stokeysue, yes you are right, I can not now get any cover so paying privately at the moment.

Hope all going well for you

kind regards

Ann

[SDR22]

My UK private insurance paid for the first three injections and I was then referred to NHS treatment, which l have had from then on. My private consultant told me that this is the maximum number most private insurance companies will pay for.

[Retired130]

Do not know what country you are in. I am in the USA & I have Highmark Freedom Blue PPO insurance which is a Blue Cross plan. This plan covered everything except a $15 copay for my Retina specialist visits and his tests and the Avastin shot, with no need for pre-approval. It was covered the same as if I was going to my cardiologist for a checkup.

However, when I had to switch to Eylia in July 2018, when the Avastin stopped working, my Retina specialist had to submit for pre-approval. The insurance gave me approval for 1 year of shots of Eylia (I am getting it in one eye). I do not know what will happen after the year is up, but I assume I will again need pre-approval to continue coverage. Currently, the coverage is very good as the Eylia shot plus office visit plus testing totals over $2,200 each time and the insurance covers all except $187.

[Annsandra13 in reply to Retired130]

so kind of you to reply, I am in the U.K. but I also live in France.

It seems once I have a pre-existing I can have private insurance in the U.K.

I am not finding it very easy to find a consultant in my area of France but usually health care is good and more reasonable in France.

Hoping all is going well for you.

Kindest regards

Ann

[AMD6yr]

Hello!

I'm in the USA. When I started injections in 2013, I was provided with information on a program from Chronic Disease Fund, a Copay Assistance Program. (Fortunately, I didn't need it as my Blue Cross/Blue Shield insurance covers my copay costs, which amount to almost $5000 for shot/visit/tests each month!!) The fund phone # (in 2013, assuming it's the same now) is 877-968-7233. Address 6900 N. Dallas Parkway, Ste 200, Plano, Tx 75024, Website: cdfund.org . GOOD LUCK!

[Annsandra13]

Thank you for kindly responding, I am in the U.K. so it doesn’t cover, we have to pay privately or go through the NHS.

Hoping all going well for you.

Kindcregards

Ann