So me and my partner will have to go private since my FSH is 9.4 and in my area they ask for 8.something.
My question is if by any chance insurance covers IVF? I have deep endometriosis so I'm not sure if I'd qualify. But I still want to shop around to see if that is an option.
My FSH have decreased lots since last year, but anyways I've been back and forth with NHS for 2 years and I'm just getting older. Of course all the lockdowns didn't help...
If you are in the U.K. then it’s virtually unheard of to get any kind of treatment covered on private medical if it comes under “treatment of infertility” definition - so no investigative blood tests or scans and definitely No IVF. Recurrent miscarriages isn’t even covered either (other than if you have to stay in hospital overnight if you had an ectopic) I was desperate to get a HSG done after an ectopic to check if my last tube was blocked as continuing to try naturally would have been pretty dangerous and high risk for another ectopic. BUPA originally refused so I had a nice chat with my GP and she worded the recommendation in such a way as to say it was to investigate severe ovulation pain (which wasn’t entirely a lie as i did have that too) and then BUPA agreed to do the HSG......but all came a bit too late and I nearly died when I had a second ectopic and lost my last tube anyway
Only way it might be covered is if you work for an American company in the U.K. which covers IVF in the USA - i have heard of that before but again pretty rare
Sad to see very low support to building a family... Thank you for the tip and all the blessings for you
Agree with ivegotadream I’ve never seen it covered - and I work for a US Software company and they don’t have any cover for IVF or even leave for things like fertility treatment or miscarriage but randomly do have menopause leave!? I don’t understand it either!! x
Doesn't make much sense...thank you for answering my question
My husband’s work health insurance covers us both. It didn’t cover IVF or any fertility treatment but it did cover fertility investigations which meant it covered having a hysteroscopy (when I had a suspected polyp) which was great as we would have been waiting months on the NHS but privately he booked it in a couple of weeks.
If you don’t already have insurance you have to declare any pre-existing health issues and won’t cover something you are already aware of.
Thank you for answering 😿 pity that it isn't covered
The only thing I could ever get on private health care was a hysteroscopy. My doctor recommended it for very light periods and investigative work on that front. She didn’t mention IVF as knew it wouldn’t get approved. So sorry but health care in this country doesn’t cover anything for IVF. So annoying!! Xx
Hi Happyseal, I can’t help with the insurance point but on FSH mine also tested high (12) at the point we were being transferred for IVF. Our CCG also state it must be 8.9 or below for funding and I was so distraught to fall at the final hurdle. We tested again the next month and it had dropped to 4. I have no idea how that can happen but a year earlier I had tested in consecutive months and it was 15 and then 6 - so mine seems to fluctuate a lot.
If possible I’d recommend asking for re-test and go on day 3 from the first sight of your period. If day 3 falls on a Sunday, go on day 2 (not 4). That was the advice I was given by the NHS clinic and once we had that lower FSH reading we were having a consultation with the IVF clinic just 6 weeks later and started treatment.
Good luck
Great tip. I'll keep testing it. I do find that my cycles have been very irregular so aim not sure FSH is even accurate. I'll insist for retesting.
Health insurance won't cover it as it's considered 'optional' treatment. Just like it won't cover anything to do with pregnancy. You maybe able to get tests and investigations covered but not treatment. Sorry. Wishing you lots of luck in your journey x
Thank you...the thing is that if we have to have more than a cycle things will get harder. Not sure how everyone manages that.
My IVF treatment was covered by BUPA in the UK but I do work for an American company. Up to £15,000 . Not sure if it depends on what plan you chose with them?
Not sure where you are but I live in the US and it is covered for me. My specific plan covers up to 5 rounds before the age of 40 and there’s a list of requirements (must be non-smoker, non-obese & your labs must show that you are still ovulating). My labs are TERRIBLE and they still covered me (FSH 18 AMH .4). It is not like this everywhere in the US though. I believe it’s relatively common for IVF to not be covered at all, depending on which part of the US you are in.
UK... according to what I've searched so far it isn't covered...
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