I have private health insurance, it's currently costing me £100/month and I can't really afford it. However I got it many many years ago through work, and all employees were given the opportunity to take it even with previous health conditions (I had cirrhosis at the time). So I've always been worried about giving it up because all my health conditions would be excluded if I wanted to take out a new policy.
Since then I have had a transplant and I only needed the health insurance to get a bed for my assessment at Kings, as the wards were full. All the other treatment I had was through the NHS. So I'm questioning if I still need it.
I don't really worry about non life threatening conditions, but it worries me that due to the side effects of the immuno suppressants, diseases like cancer and diabetes are more likely. Would health insurance benefit me with life saving treatments I can't get on the NHS? I'm really not interested in private rooms or any of those kind of benefits.
Your thoughts on this would be greatly appreciated.