Travel insurance : I know this comes up... - British Heart Fou...

British Heart Foundation

50,164 members31,662 posts

Travel insurance

judes profile image
16 Replies

I know this comes up every now and then but thought I would go on a cruise next year.

Hit the internet for two days to see what I could come up with.

It’s a good thing I have a sense of humour.

Several refused to insure and the best quote I could come up with was for......£3,346 and a few I’d pennies.

Think I will stay in the uk

J

Written by
judes profile image
judes
To view profiles and participate in discussions please or .
16 Replies
Bagrat profile image
Bagrat

Several companies ( stay sure for example) excluded cruises from our hols insurance. I think emergencies involving airlifts etc could be pricey and of course all treatment on board even a seasick pill has to be paid for. River cruising might be cheaper. Try all clear or flexicover

Fredders profile image
Fredders

We used Staysure for insurance for our cruise and they were very reasonable. Both my husband and I have health issues, including for me a mechanical aortic valve, on warfarin, pacemaker and no spleen. If you get travel insurance for a specific holiday, like a cruise, you can get a better price than if you go for general travel insurance.

Wendy

KH501 profile image
KH501

I have had recent CABG and my wife is in remission from cancer and we recently went on an Alaskan cruise and used Boots travel insurance £450 for us both. Staysure and others was quoting over £1600

Partreetricia profile image
Partreetricia

Because I live in Cyprus firms like Staysure won't insure us

Hanibil profile image
Hanibil

Try insure and escape I found them one of the only companies that would cover me and were very reasonable

HHH2017 profile image
HHH2017

We’ve gone mad & have booked to go on a World cruise in January and have doe LOTS of research re Travel Insurance. Most quotes were between £2000-£3000 or just refusals but we finally settled on World First at just under £1000.

We’ve never done anything like this before, very excited but also very nervous!!! I hope you get your holiday - you only live once ❤️

BreakThrough56 profile image
BreakThrough56

Try payingtomuch. I went on a cruise to Norway in Jan and it cost just over £200.

Clipperkid profile image
Clipperkid

I attended a research appt regarding my ICD afterwards i Was asked if I had questions - the one that has bugged me since renewing my travel insurance was that I had been turned down 10 times given one quote of £3000 ! The advice I was given was try Pumping Marvellous- it was like having a light bulb moment- world wide quote was £712 per annum - a heck of a relief - give it a try

Sunnie2day profile image
Sunnie2day

Like you, my husband and I have decided to do our holidays here in the UK owing to the difficulty finding comprehensive travel insurance - LifeFlight repatriation 'ain't cheap'! We're in our early 60s and have been all over Britain - but there are still places we've never been so we feel spoilt for choice:)

This year we're going to the Glasgow Christmas Market (the photos in our Scottish newspapers of the scandalous Princes Street scaffolding in Edinburgh put us off that visit!) - we've booked a nice self-catering room and will spend three cosy, comfy, restful days and nights enjoying a winter holiday right here at home!

Money and sanity saver - no passports, no queues at the airport, no car park fees (we live in NE Scotland and are taking the train down to Glasgow), no language barriers, no worries if my heart decides to go even more wonky during the trip. Quite looking forward to it!

We're already planning a holiday to Dorset for spring-summer, and eyeing up other areas we've always wanted to see. Right here at home in Britain.

Lezzers profile image
Lezzers in reply to Sunnie2day

Hi Sunnie, Eek, I've booked to go to the Edinburgh Xmas Market!!! Have I wasted my money? What am I likely to encounter? 🎅

Sunnie2day profile image
Sunnie2day in reply to Lezzers

My husband took one look at the photos and cancelled our Edinburgh hotel booking:

scotsman.com/news/opinion/c...

Sorry, but those 'footings' do not look safe, my husband thinks it's almost certain there is going to be a horrible accident there. Supposedly the building warrant is granted for 100,000 people to be on those, and the thought of being out there on that makes my dodgy ticker race unacceptably fast.

Search around the site after you get a look at those photos - there is a further article about the organisers trying to reassure the public the scaffolding is safe. That article isn't as reassuring as they hoped, however, as it's made clear in the article full permissions for the scaffolding won't be issued until January - after the event closes! The council has granted a building warrant but not full permission.

The Glasgow event is on level ground - no scaffolding (George Square with a few other activities on different sites), and the train station takes visitors within easy walking distance to the Square. B&B, self-catering, and some hotel rooms are still available but if you decide to shift, do it soon - the place is filling up fast with people who've seen those shocking photos.

Lezzers profile image
Lezzers in reply to Sunnie2day

Thanks for the link, I'll check it out. Too late to cancel though, room & trains already paid for! I did consider going to Glasgow as that's where my mum came from & I would one day like to tread in her footsteps in a sentimental way...if that makes sense!!

Sunnie2day profile image
Sunnie2day in reply to Lezzers

That does make perfect sense - one of the first things I did when I retired home was go down to Edinburgh to take that same walk where my forbearers were trained as civil and mechanical engineers. We're from Caithness (o'that barren sparse wind-rent place!' I've forgot the name of the poet who wrote that) but the men in my family went down to Edinburgh for university.

It was deeply meaningful for me and bonus, awed my husband when we were able to follow my great-grandfather journal of his 'uni days' and stand under a certain bridge my great-grandfather had to study as part of his graduate training. Honestly gave me a chill matching his sketches to the actual place we were standing over 100 years later.

Make the trip, you'll be so glad you did - late spring is a perfect time to visit Glasgow.

As for your holiday to Edinburgh, since it's all booked and paid for, perhaps being aware of the quickest exit from the raised areas and alert to any perceived shifting underfoot is the best advice I can give. The market stalls (63 of them) will be on the raised platforms.

Lezzers profile image
Lezzers in reply to Sunnie2day

Thank you.

MichaelJH profile image
MichaelJHHeart Star

One thing i would urge everybody is to carefully check the small print as some exclusions could prove extremely costly. That good deal might prove to be a very bad one!

Sunnie2day profile image
Sunnie2day in reply to MichaelJH

It was the exclusion in small print clinching it for us - so-called comprehensive very rarely covers repatriation, for example, but the large print makes it sound as though the really costly parts of becoming seriously unwell abroad are included in the cost but reading down to the small print makes it clear those are very costly add-ons.

You may also like...

Travel Insurance- no diagnosis

Norway (in a fortnight) but I cannot get travel insurance. I have tried umpteen different providers...

New diagnosis and Travel insurance

years,(before any ICD implant) could really do with a list of Travel insurers, he is under 50,...

Help with Travel Insurance

booked next year to go Mountain Gorilla trekking and desperately need to find a new insurance policy

travel insurance post bypass

hope you’re well and doing your best on your various journeys. It’s been 5mths since my emergency...

Travel insurance through the bank

heart conditions use the travel insurance through their bank? We are thinking of trying to do so,...