I will have to arrange travel insurance for myself when I travel to America for my son's wedding next May. With this in mind I have been making notes of people's recommendations on this forum, and also noting details from Which magazine.
Meantime, my friend John has been planning a 14 day holiday to Cuba. He is 62 years old, he had a heart attack 2 years ago and he is on warfarin. His wife has her own insurance but John was having trouble finding affordable cover for himself. The average quote that he obtained was £490.
I offered to give him a list of possible insurers. Top of my random list was LV who offer a 15% on-line discount. They would not cover him. Second on my list was AVANTI who advertise over 50 insurance with cover for most existing conditions. He phoned them on 0800 201 4506. They quoted him £ 260 which he accepted. He said that this was their mid-range insurance with £35 excess.
The moral of this story is to shop around. But it's not cheap, is it?