i learn so much from this site. i did not think my onc would sign the paperwork for an accelerated death benefit but i put a call in and her "forms' person got back to me and this may be an option. if not, i am also working with a firm that brokers viatical settlements. my policy (that i have been paying into for 15 years) is about to expire mid march so need to get this done quickly.
the only reason i even knew about these options is from this board!!! i think it was a post from Dancer1000 that enlightened me! thank you Dancer1000 and all the others who posted. extra cash would be huge help.
hugs....
carole
xo