I'm new to this forum but diagnosed with RA 3 years ago. I am relatively pain free most of the time but suffer terribly with associated fatigue so much so that i've had to reduce my working hours. I d like to make a claim on my critical illness cover but RA is not a listed condition and the disablement section talks about permanent disablement by not being able to perform 2 out of 6 tasks. Well some days I can do them and some days I can't (today being one that I can't get up or down stairs without help or hold a pen!!) so where do I stand with this?? Does anyone have any advice/suggestions?