Life Insurance

[Sprollie1]

Hi,

This is my first post.

Has anyone tried to get life insurance with a diagnosis of a heart condition. I have been looking and getting declined. I managed to speak to someone who said I would not be able to get life insurance, but would be eligible for over 50 insurance. Issue is I am not 50 yet either!

Han anyone else had this issue or managed to get insurance?

Any help or advise would be greatly received.

[Happyrosie]

you might try Moneyhelper.

[Sprollie1 in reply to Happyrosie]

Thank you. I will give them a go.

[Ageingfast]

why bother with insurance companies. Open a savings account with your bank and save direct to that account. You will not have to pay the insurance company. If you have a bank account then make a recurring payment (standing order) and you can then sit back and let your little pot grow. If no bank account then maybe the post office.

You will get a bit of interest added to your pot.

Simple is sometimes better.

[Sprollie1 in reply to Ageingfast]

I can see where you are coming from, However, my husband and I have heart conditions and neither of us would be able to pay the mortgage off with putting the money in a savings account. We are taking out a short term mortgage so we can move to a bungalow due other health conditions I have. We would have to use the pensions I think instead if anything happens to us.

[AH31]

Hi

I have congenital heart disease and unfortunately I haven’t been able to get life insurance. The reason is because my condition is ongoing and I will always need surgery.

If your heart condition is new you might be lucky, good luck.

[Sprollie1 in reply to AH31]

I have a horrible feeling I won’t be able to life insurance after having a triple by pass and now have heart failure. Thank you for the good luck.

[Lowerfield_no_more]

Try a local insurance broker.

[Sprollie1 in reply to Lowerfield_no_more]

Thank you. I will see if I can locate a local broker.